• Agreement, Definitions and Accounts
    1. Information about this agreement and definitions

      This section tells you what this Agreement governs and how it's structured. This section also defines certain terms used throughout this Agreement.

      • This Agreement. This Agreement is between you and Citibank. You accept the terms of this Agreement when you earn or redeem Points or when you enroll in the Program in connection with your Citibank Checking Account. This Agreement replaces any previous versions of terms and conditions governing the Program applicable to your Citi Account. From time to time, we may give you additional terms and conditions associated with the Program. They'll be considered part of this Agreement.

        In the blue boxes throughout this Agreement are helpful tips and additional information about the ThankYou Program.
      • Application of this Agreement to Certain Other Rewards Cards.

        • Cards Issued from Outside the United States. This Agreement doesn't apply to any rewards program offered in connection with a credit card account issued from outside the United States by us or our affiliates, even if that rewards program offers rewards called "ThankYou points."
        • Citibank Corporate Travel & Entertainment Cards. If you have a Citibank Corporate Travel & Entertainment Card, the Citi Corporate Card Rewards Program Terms and Conditions govern your participation in the Program.
      • Terms Vary by Citi Account. Some terms in this Agreement only apply to certain types of Citi Accounts. For example, the way you earn Points with a Card Account is different than the way you earn Points with a Citibank Checking Account. We'll let you know if a specific term of this Agreement only applies to a certain type of Citi Account.
      • Definitions. The following terms, when used in this Agreement, have the meanings below:

        • Bill Payment – A bill payment from your Citibank Checking Account using Citibank Online, Citi Mobile® or CitiPhone Banking®. A bill that is paid by making a transfer between linked accounts and/or transfer payments to accounts within Citibank or to accounts with Citibank affiliates does not qualify as a Bill Payment.
        • Card Account – A credit card account issued in the United States by Citibank that participates in the Program, except the Citibank Corporate Travel & Entertainment Card.
        • Citi Accounts – Card Accounts and Citibank Checking Accounts.
        • Citibank, we, us or our – Citibank, N.A.
        • Citibank Checking Account – A Citibank consumer checking account maintained in a United States branch of Citibank in an eligible account package enrolled in the Program.
        • Consumer Card Account – A Card Account that's primarily intended for personal, family or household use.
        • Direct Deposit – An Automated Clearing House (ACH) credit to your Citibank Checking Account such as payroll, pension or government payments.
        • Member – A participant in the Program.
        • Pay with Points – A Program redemption option which allows Members who have a Card Account to redeem Points for a statement credit when making a purchase on the website or mobile application of participating merchants.
        • Point(s) – Loyalty points provided through the Program.
        • Program – The Citi ThankYou Rewards loyalty program.
        • Reward(s) – Items, services, credits, cash and cash equivalents or other offerings for which Points can be redeemed through the Program.
        • ThankYou Account – A Program account set up for a Member to keep track of Point activity, including information about when and how the Member receives and redeems Points, and through which a Member may redeem Points.
        • You and your – You, as a Member.
    2. YOUR THANKYOU ACCOUNT(S)

      This section tells you how you may get a ThankYou Account and provides information about managing your account.

      • Setting up a ThankYou Account.

        • For a Card Account. We'll give you a ThankYou Account for each of your Card Accounts. If you earn Points with a certain Card Account, Points will be credited to the ThankYou Account that corresponds with that Card Account.
        • For a Citibank Checking Account. You must first enroll your Citibank Checking Account in the Program. You can only enroll if you're eligible to participate in the Program. Find eligibility requirements in "Eligibility for the Program with a Checking Account" in Section 3, in the Acquiring Points tab. After you enroll, we'll give you a ThankYou Account for your Citibank Checking Account and credit the Points you earn to that ThankYou Account. To enroll your Citibank Checking Account in the ThankYou Program: visit a Citibank branch, log in to citibank.com or call the ThankYou Service Center at 1-800-THANKYOU (1-800-842-6596).

      If you have multiple ThankYou Accounts, you can combine them into one ThankYou Account at thankyou.com or by calling the ThankYou Service Center at 1-800-THANKYOU (1-800-842-6596).

      TIP:

      You can check your Points balance in the "My Point Summary" section of "My Account" at thankyou.com or by calling the ThankYou Service Center at 1-800-THANKYOU (1-800-842-6596). If you think you've received Points in error or haven't received Points that you've earned, call the ThankYou Service Center.
  • Acquiring
    Points
    1. 1. Acquiring Points
    2. 2. Earning Points with your Card Account
    3. 3. Earning Points with your Citibank Checking Account
    1. Acquiring Points

      This section tells you general rules about how to get Points and describes how Points are earned depending on which Citi Account you have.

      Here's how you can acquire Points:

      • Use of Your Citi Account. You can earn Points by using your Citi Account as described below.
      • Promotional Offers. You may be provided promotional offers that let you earn Points. If we make a promotional offer, we'll let you know the specific terms and conditions that apply.
      • Other Ways to Get Points.
        • Purchasing Points. If you don't have enough Points for a Reward you want, and you have Points in your ThankYou Account that were earned through a Citi Account, you may be able to purchase additional Points online at thankyou.com or by calling the ThankYou Service Center at 1-800-THANKYOU (1-800-842-6596). At the time of your purchase, we'll let you know of any additional restrictions or other terms that apply.
        • Points Sharing. You may give Points earned through use of your Card Account to another Member's ThankYou Account. Points can't be shared with any third party, except through the Points Sharing feature. Points Sharing is subject to certain limitations, terms and conditions, e.g., Points earned through use of a Citibank Checking Account can't be shared. Those additional limitations, terms and conditions will be disclosed at the time you share Points.
      • Negative Point Balance. Subtracting Points from your ThankYou Account (for example, if you return items purchased with your Card Account) can result in a negative Point balance. If this happens, Points you earn after that will be used to bring your balance to zero.
    2. Earning Points With Your Card Account

      • Only Purchases Earn Points. You'll earn Points for purchases using your Card Account, minus returns and refunds.
      • The following types of transactions don't qualify as purchases that earn Points:
        • Use of checks that access your Card Account
        • Balance transfers
        • Cash advances
        • Travelers checks, foreign currency purchases, money orders, wire transfers and similar cash-like transactions
        • Lottery tickets, gaming chips and similar betting transactions
        • Interest and account fees
        • Unauthorized charges
        • Items returned for credit
      • Open and Current Card Account. You may earn Points as long as your Card Account is open and current. If your Card Account is closed, you will not be able to earn Points, and you will lose any accumulated Points that have not been transferred to your ThankYou Account.
      • When You Will Receive Points. Points earned through a purchase with your Card Account will appear in your ThankYou Account at the end of the billing cycle in which you made the purchase. This means that Points earned on purchases made near the end of a billing cycle may take up to one additional billing cycle to appear in your ThankYou Account. (Bonus Points may take one to two additional billing cycles to post to your ThankYou Account).
      • Additional Points for Certain Categories of Purchases. Depending on the type of Card Account you have, you may be able to earn more than one (1) Point for each $1 you spend on certain categories of purchases, such as "entertainment" and "dining out."
      • Merchant Codes. Each merchant – e.g., a retailer, business or any other place where you can make a purchase – is assigned a code that indicates the merchant's area of business. For example, restaurants are generally assigned a specific merchant code. We don't assign or have any control over merchant codes. Codes are chosen and assigned by a third party, who may change the codes from time to time. When you make a purchase at a merchant, we're provided the code for that merchant. If the code matches a category that gives you additional Points – for example, if the merchant code tells us that you made a purchase at a restaurant, and you get additional Points for "dining out" purchases – we'll give you the additional Points. Because we don't control what code a merchant is assigned, sometimes a purchase that you think fits a certain category may not earn additional Points. For example, a restaurant located within a large retail outlet may not be assigned a "restaurant" code, but rather a "retailer" code. This means that if you receive additional Points for "dining out," you won't earn additional Points for purchases at that restaurant. Or a restaurant located within a hotel may not be assigned a "restaurant" code, but rather a "hotel" code. This means that if you receive more Points for purchases at a hotel than you receive for purchases at a restaurant, each purchase at that restaurant will be treated as a purchase at a hotel, and you'll receive additional Points. Please see our FAQs at thankyou.com/help, or call the ThankYou Service Center at 1-800-THANKYOU (1-800-842-6596) for more information about merchant codes and categories.

      Refer to the chart below to see the number of Points you'll earn using your Card Account.

      Card Account Earn
      Citi® ThankYou® Preferred Card
      Citi ThankYou(R) Preferred Card
      • 2 ThankYou Points for each $1 spent on purchases at restaurants (including cafes, bars, lounges and fast food restaurants), and on select entertainment, including live entertainment, live theatrical productions, concerts, live sporting events, movie theaters, amusement parks (including zoos, aquariums, circuses and carnivals), tourist attractions (including museums, and art galleries), record stores, video rental stores and on-demand internet streaming media
        • Certain Non-Qualifying Purchases.
          You won't earn 2X Points for purchases made at bakeries, certain restaurants/cafes inside department, grocery or warehouse stores, sporting camps, public and private golf courses, country clubs (including membership fees), stores that sell musical instruments, video game arcades, bowling alleys, stores that primarily sell video games/accessories, charitable organizations that provide live entertainment, bookstores, and sports complexes where you participate in the sport.
      • 1 ThankYou Point for each $1 spent on other purchases, including the non-qualifying purchases listed above.
      Citi ThankYou® Premier Card
      Citi ThankYou(R) Premier Card
      • 3 ThankYou Points for each $1 spent on purchases at airlines, hotels, car rental agencies, travel agencies/travel aggregators/tour operators, gas stations(including gas purchases made at warehouse clubs and convenience stores), commuter transportation, ferries, commuter railways, subways, taxis/limousines/car services, passenger railways, cruise lines, bridge and road tolls, parking lots/garages, campgrounds and trailer parks, vacation rentals, time shares, bus lines, motor home/recreational vehicle rentals and boat leases and rentals.
        • Certain Non-Qualifying Purchases.
          You won't earn 3X Points for purchases made at recreational camps, insurance companies, auto clubs, fuel used for non-automobile purposes, and real estate agents.
      • 2 ThankYou Points for each $1 spent on purchases at restaurants (including cafes, bars, lounges and fast food restaurants), and on select entertainment, including live entertainment, live theatrical productions, concerts, live sporting events, movie theaters, amusement parks (including zoos, aquariums, circuses and carnivals), tourist attractions (including museums, and art galleries), record stores, video rental stores and on-demand internet streaming media
        • Certain Non-Qualifying Purchases. You won't earn 2X Points for purchases made at bakeries, restaurants/cafes inside certain department, grocery, discount and convenience stores or warehouse stores, sporting camps, public and private golf courses, country clubs (including membership fees), stores that sell musical instruments, video game arcades, bowling alleys, stores that primarily sell video games/accessories, charitable organizations that provide live entertainment, bookstores, sports complexes where you participate in the sport.
      • 1 ThankYou Point for each $1 spent on other purchases including the non-qualifying purchases listed above.
      Citi Prestige® Card
      Citi Prestige(R) Card
      • 3 ThankYou Points for each $1 spent on purchases at airlines, hotels and travel agencies
      • 2 ThankYou Points for each $1 spent on purchases at restaurants (including cafes, bars, lounges and fast food restaurants), and on select entertainment, including live entertainment, live theatrical productions, concerts, live sporting events, movie theaters, amusement parks (including zoos, aquariums, circuses and carnivals), tourist attractions (including museums, and art galleries), record stores, video rental stores and on-demand internet streaming media
        • Certain Non-Qualifying Purchases.
          You won't earn 2X Points for purchases made at bakeries, restaurants/cafes inside certain department, grocery or warehouse stores, sporting camps, public and private golf courses, country clubs (including membership fees), stores that sell musical instruments, video game arcades, bowling alleys, stores that primarily sell video games/accessories, charitable organizations that provide live entertainment, bookstores, sports complexes where you participate in the sport.
      • 1 ThankYou Point for each $1 spent on other purchases, including the non-qualifying purchases listed above.
      • Relationship Bonus. If you have a Citigold checking account or a Citi Private Bank account, or if you are a Citi Global Client or an employee with a special offer, you will get additional Points for purchases with your Card Account each year. The additional Points will be based on purchases made during each membership year, which is each annual period beginning when you became a Citi Prestige cardmember. We'll total up the dollar amount of purchases you made with your Card Account during the membership year, and then multiply that by the applicable percentage listed below. We'll give you a number of Points equal to the result of that calculation.
        • Citigold: 15%
        • Citi Private Bank: 25%
        • Global Client: 15%
        • Employees with a special offer: 15%
        For example, if you have a Citigold checking account, and you use your Card Account to make $10,000 in purchases during a membership year, then we'll multiply $10,000 by 15%. Based on that calculation, you'll receive 1,500 Points.
      Citi Forward® Card
      Citi Forward(R) Card
      • 2-5 ThankYou Points for each $1 spent on purchases at bookstores, record stores, restaurants, including cafes, fast food restaurants, movie theaters, video rental stores and on-demand internet streaming media. Call the ThankYou Service Center at 1-800-THANKYOU (1-800-842-6596) to find out how many Points you'll earn on these purchases.
        • Certain Non-Qualifying Purchases. You won't earn additional ThankYou Points on purchases made at bakeries, bars, lounges or for any purchases made at department, grocery or warehouse stores.
      • 1 ThankYou Point for each $1 spent on other purchases, including the non-qualifying purchases listed above
      • 100 bonus ThankYou Points every month for paying on time, and staying under your credit limit
      Citi Chairman Card
      Citi Chairman Card
      • 1 ThankYou Point for each $1 spent on purchases
      • 1 ThankYou Flight Point for every mile flown on airline tickets purchased with your Citi Chairman Card.
        • Number of Flights Points. ThankYou Flight Points are earned for miles flown based on the city of origin and the city of destination provided to us when an airline ticket is purchased. We'll determine how many ThankYou Flight Points will appear on your billing statement based upon airline travel distance information published by OAG Worldwide, Inc., unless we tell you otherwise.
        • Limitation on Earning Flight Points. ThankYou Flight Points are not transferred to your ThankYou Account unless we transfer, or have previously transferred, an equal or greater number of ThankYou Points earned from purchases. ThankYou Flight Points are not eligible for redemption until they are transferred to your ThankYou Member account.
      Citi PremierPass/Expedia® Card
      Citi PremierPass/Expedia(R) Card

      The total number of ThankYou Points that may be earned is 100,000 per calendar year. If you earn Flight Points with your card, no more than 50,000 of your Points may be earned through miles flown.

      • 2 ThankYou Points for each $1 spent on eligible Expedia purchases
        • Eligible Expedia Purchases Include: flights, Expedia® Rate Hotels (your credit card must be charged for the full payment upon reservation), Vacation Packages, and activities booked on Expedia. An "activity" is anything booked on the "Things to Do" tab on Expedia. Expedia Rate Hotels are designated as such in your hotel search.
        • Certain Non-Qualifying Purchases. You won't earn 2X Points on Expedia Rate Hotels reservations through Expedia if paid for at the time of stay, at non-Expedia Rate Hotels, car reservations that aren't booked as part of a vacation package (via the "Vacation Package" tab on Expedia.com) and cruise bookings.
        • How Transactions are Classified. Sometimes, Expedia doesn't provide the information Citi needs to recognize a transaction as an eligible Expedia purchase. Citi doesn't determine how transactions are classified on Expedia.com.
      • 1 ThankYou Point for each $1 spent on other purchases, including the non-qualifying purchases listed above
      • If your Card Account was opened before May 15, 2013, you'll also receive 1 ThankYou Flight Point per 3 miles flown
        • Number of Flight Points. ThankYou Flight Points are earned for miles flown based on the city of origin and the city of destination provided to us when an airline ticket is purchased. We'll determine how many ThankYou Flight Points will appear on your billing statement based upon airline travel distance information published by OAG Worldwide, Inc., unless we tell you otherwise.
        • Limitation on Earning Flight Points. ThankYou Flight Points are not transferred to your ThankYou Member Account unless we transfer, or have previously transferred, an equal or greater number of ThankYou Points earned from purchases. ThankYou Flight Points are not eligible for redemption until they are transferred to your ThankYou Member account.
      Citi PremierPass®/Expedia® Card – Elite Level
      Citi PremierPass(R)/Expedia(R) Card – Elite Level
      • 2 ThankYou Points for each $1 spent on eligible Expedia purchases
        • Eligible Expedia Purchases Include: flights, Expedia® Rate Hotels (your credit card must be charged for the full payment upon reservation), Vacation Packages, and activities booked on Expedia. An "activity" is anything booked on the "Things to Do" tab on Expedia. Expedia Rate Hotels are designated as such in your hotel search.
        • Certain Non-Qualifying Purchases. You won't earn 2X Points on Expedia Rate Hotels reserved through Expedia if paid for at the time of stay, at non-Expedia Rate Hotels, car reservations that aren't booked as part of a vacation package (via the "Vacation Package" tab on Expedia.com) and cruise bookings.
        • How Transactions are Classified. Sometimes, Expedia doesn't provide the information Citi needs to recognize a transaction as an eligible Expedia purchase. Citi doesn't determine how transactions are classified on Expedia.com.
      • 2 ThankYou Points for each $1 spent at supermarkets, drugstores and gas stations
        • Certain Non-Qualifying Purchases. You won't earn 2X Points for non- gasoline purchases made at warehouse clubs, discount stores, department stores and convenience stores
      • 2 ThankYou Points for each $1 spent on commuter transportation, passenger bus lines, bridge and road tolls and parking lots/garages
        • Certain Non-Qualifying Purchases. You won't earn 2X Points for purchases made on transportation that is not generally intended for use by daily commuters, like interstate passenger railways
      • 1 ThankYou Point for each $1 spent on other purchases, including the non-qualifying purchases listed above
      • If your Card Account was opened before May 15, 2013, you'll also receive 1 ThankYou Flight Point per 1 mile flown
        • Number of Flight Points. ThankYou Flight Points are earned for miles flown based on the city of origin and the city of destination provided to us when an airline ticket is purchased. We'll determine how many ThankYou Flight Points will appear on your billing statement based upon airline travel distance information published by OAG Worldwide, Inc., unless we tell you otherwise.
        • Limitation on Earning Flight Points. ThankYou Flight Points are not transferred to your ThankYou Member Account unless we transfer, or have previously transferred, an equal or greater number of ThankYou Points earned from purchases. ThankYou Flight Points are not eligible for redemption until they are transferred to your ThankYou Member account.
      AT&T Access Card
      AT&T Access Card
      • 2 ThankYou Points for each $1 spent on products and services purchased directly from AT&T, including payment of monthly phone, cable or internet bills.
        • Certain Non-Qualifying Purchases. You won't earn 2X Points for purchases from independent wireless dealers or AT&T resellers unless you are paying for an AT&T service, such as phone, cable or internet.
      • 2 ThankYou Points for each $1 spent on retail (including department store websites, specialty store websites, warehouse store websites and boutique websites) and travel websites (including online travel agencies, and hotel and airline websites)
        • Certain Non-Qualifying Purchases. You won't earn 2X Points for purchases of and payments for medical services, insurance, taxes and government services, education, charities and utilities.
      • 1 ThankYou Point for each $1 spent on other purchases, including the non-qualifying purchases listed above
      AT&T Access More Card
      AT&T Access More Card
      • 3 ThankYou Points for each $1 spent on products and services purchased directly from AT&T, including payment of monthly phone, cable or internet bills.
        • Certain Non-Qualifying Purchases. You won't earn 3X Points for purchases from independent wireless dealers or AT&T resellers unless you are paying for an AT&T service, such as your phone, cable or internet.
      • 3 ThankYou Points for each $1 spent on purchases made at retail (including department store websites, specialty store websites, warehouse store websites and boutique websites) and travel websites (including online travel agencies, and hotel and airline websites)
        • Certain Non-Qualifying Purchases. You won't earn 3X Points for purchases of and payments for medical services, insurance, taxes and government services, education, charities and utilities. 1 ThankYou Point for each $1 spent on other purchases, including the non-qualifying purchases listed above
      • Earn 10,000 bonus Anniversary ThankYou Points.

        At the end of each AT&T Access More Card account membership year (the membership year begins the date you become an AT&T Access More Cardmember and resets each year on that date) you, the primary Cardmember, can earn 10,000 bonus ThankYou Points after you spend $10,000 or more in purchases on your AT&T Access More Credit Card from Citi. Offer is nontransferable. Bonus points will post to your account 1-2 billing cycles after your account membership year ends.

      AT&T Universal Rewards Card
      AT&T Universal Rewards Card
      • 5 ThankYou Points for each $1 spent on products and services purchased directly from AT&T, including payment of monthly phone, cable or internet bills.
        • Certain Non-Qualifying Purchases.
          You won't earn 5X Points for purchases from independent wireless dealers or AT&T resellers unless you are paying for an AT&T service, such as your phone, cable or internet.
      • 1 ThankYou Point for each $1 spent on other purchases, including the non-qualifying purchases listed above
      AT&T Universal Rewards World MasterCard
      AT&T Universal Rewards World
                                          MasterCard
      • 5 ThankYou Points for each $1 spent on products and services purchased directly from AT&T, including payment of monthly phone, cable or internet bills.
        • Certain Non-Qualifying Purchases.
          You won't earn 5X Points for purchases from independent wireless dealers or AT&T resellers unless you are paying for an AT&T service, such as your phone, cable or internet.
      • 1 ThankYou Point for each $1 spent on other purchases, including the non-qualifying purchases listed above
      AT&T Universal Savings & Rewards
      AT&T Universal Savings & Rewards
      • 1 ThankYou Point for each $1 spent on purchases
      AT&T Universal Business Rewards Card
      AT&T Universal Business Rewards Card
      • 5 ThankYou Points for each $1 spent on eligible AT&T products and services purchased directly from AT&T, including payment of monthly phone, cable or internet bills.
        • Certain Non-Qualifying Purchases.
          You won't earn 5X Points for purchases from independent wireless dealers or AT&T resellers unless you are paying for an AT&T service, such as your phone, cable or internet.
      • 3 ThankYou Points for each $1 spent at office supply stores, gas stations and on certain professional services for your business, such as stand-alone tax preparation, accounting, bookkeeping and legal services
        • Certain Non-Qualifying Purchases.
          You won't earn 3X Points for purchases made at warehouse clubs, discount stores, and convenience stores, or for insurance sales and premiums, real estate and architectural services, data processing and programming services.
      • 1 ThankYou Point for each $1 spent on other purchases, including the non-qualifying purchases listed above
      Citi Professional Card with Citi ThankYou® Rewards
      Citi Professional Card with
                                          Citi ThankYou(R) Rewards
      • The total number of ThankYou Points that may be earned is 100,000 per calendar year.
      • 1 ThankYou Point for each $1 spent on purchases
      • Call the ThankYou Service Center at 1-800-THANKYOU (1-800-842-6596) to find out if your Card Account is eligible to earn additional ThankYou Points for each $1 you spend on certain purchases at gas stations, on car rentals and at office supply stores
      CitiBusiness® ThankYou® Card
      CitiBusiness(R) ThankYou(R) Card

      In each calendar year:

      • January- March: 3 ThankYou Points for each $1 spent at office supply stores, on professional advertising services and on certain other professional services for your business, such as stand-alone tax preparation, accounting, bookkeeping and legal services
        • Certain Non-Qualifying Purchases. You won't earn 3X Points for purchases made at warehouse clubs, discount stores and convenience stores, or for insurance sales and premiums, real estate and architectural services, data processing and programming services.
      • April-June: 3 ThankYou Points for each $1 spent at computer equipment, camera and photographic supply, electronic repair, software and telecommunications merchants
        • Certain Non-Qualifying Purchases.
          You won't earn 3X Points for purchases made at department stores, warehouse clubs, discount stores and convenience stores
      • July-September: 3 ThankYou Points for each $1 spent on flights, hotels and car rentals
      • October-December: 3 ThankYou Points for each $1 spent on purchases at restaurants (including cafes, bars, lounges and fast food restaurants) and on select entertainment, including sports promoters, public golf courses, theatrical promoters and movie theaters.
        • Certain Non-Qualifying Purchases.
          You won't earn 3X Points for purchases made at bakeries, convenience stores, sporting camps, amusement parks, tourist attractions and exhibitions, aquariums, art dealers and galleries, amusement parks, carnival circuses, record stores and video rental stores, private golf courses, and country clubs (including membership fees).
      • 1 ThankYou Point for each $1 spent on other purchases, including the non-qualifying purchases listed above
      CitiBusiness® World Card with Citi ThankYou® Rewards
      CitiBusiness(R) World Card with
                                          Citi ThankYou(R) Rewards

      You may not earn more than 150,000 Points per year.

      • 3 ThankYou Points for each $1 spent on purchases at certain office supply merchants and on certain professional services for your business, such as stand-alone tax preparation, accounting, bookkeeping and legal services
        • Certain Non-Qualifying Purchases.
          You won't earn 3X Points for purchases made at warehouse clubs, discount stores, and convenience stores, or for insurance sales and premiums, real estate and architectural services, and data processing and programming services.
      • 1 ThankYou Point for each $1 spent on other purchases, including the non-qualifying purchases listed above
      CitiBusiness® Card with ThankYou® Rewards
      CitiBusiness(R) Card with
                                          ThankYou(R) Rewards
      • 1 ThankYou Point for each $1 spent on purchases
      • Depending on your Card Account, you may not earn more than 50,000, 75,000 or 100,000 Points per year. Call the ThankYou Service Center at 1-800-THANKYOU (1-800-842-6596) to find out the limit on the number of Points you can earn.
    3. Earning Points With Your Citibank Checking Account

      Eligibility for the Program with a Citibank Checking Account
      Eligible Citibank Checking Accounts are those in the Citibank Account and Citigold Account packages or Citi Private Bank Accounts. To enroll and maintain enrollment and participation in the Program you must have an open, eligible Citibank Checking Account and:

      • Be a U.S. citizen or resident alien of the United States
      • Be 18 years or older
      • Provide or have provided certification of U.S. tax status on IRS Form W-9 with a valid Social Security or other tax identification number

        • Eligible Accounts. You must have a Citibank Checking Account titled in your name (either individually or jointly with one or more other natural persons) or a personal revocable living trust if you are the settlor (also referred to as grantor or trustor) and current trustee; no other types of accounts are eligible (including, but not limited to, representative, special title and other fiduciary accounts).
        • Multiple Owners. For a Citibank Checking Account with multiple owners, the qualifying activities of all authorized signers may contribute to earning Points, but only the primary owner of the Account can be a Member. The primary owner is identified by the taxpayer identification number of the primary (first) signer in Citibank's records.
        • Changes to Your Citibank Checking Account. Points earned in a statement period are calculated based on the checking package your account is in on the last business day of your statement period. For example, if your Citibank Checking Account is in the Citigold Account Package, and you choose to convert to the Citibank Account Package during a statement period, Points earned for that statement period will be based on the Citibank Account Package. If you convert from an eligible account package to an ineligible account package (e.g., Basic Banking Package) before the last business day of your statement period, you won't earn any Points for that statement period.
      • When You Will Receive Points. Points earned through activity with your Citibank Checking Account will appear in your ThankYou Account at the end of the statement period in which your activity earned those Points.
      • Limits on Earning Points with Your Citibank Checking Account. The maximum number of Points you can earn in one calendar year with your Citibank Checking Account is 75,000, including any bonus Points you receive, unless otherwise specified in the separate terms of a promotional offer. You can accumulate Points for only one (1) eligible product or service within any particular category per statement period. For example, if you have multiple personal loans, you can receive Points for only one (1) personal loan. Similarly, two (2) or more savings or money market accounts will count as a single savings account regardless of the number of accounts or account balances.

      Earning Points with a Citibank Account Package
      If you have the Citibank Account Package, you can earn 450 Points during any statement period when a Direct Deposit is credited to, and a Bill Payment is debited from, your Citibank Checking Account. If you don't have a qualifying Direct Deposit and a Bill Payment in a statement period, you won't earn any Points that statement period. If you do have a Direct Deposit and a Bill Payment in a statement period, you may be able to earn additional Points:

        Then you can earn...
      If you have an Auto Save transaction that posts to your Citibank Checking Account during a statement period 75 Points
      If you have an open Citibank savings or money market account linked to your Citibank Checking Account 150 Points
      If you have a Citibank mortgage linked to your Citibank Checking Account 100 Points
      If you have a Citibank home equity loan or home equity line of credit linked to your Citibank Checking Account 100 Points
      If you have a Citibank personal loan linked to your Citibank Checking Account 50 Points
      If you have a Citibank Custom Credit Line linked to your Citibank Checking Account 75 Points

      Earning Points with a Citigold or Citi Private Bank Account
      If you have a Citigold or Citi Private Bank Account, you can earn 650 Points during any statement period when a Direct Deposit is credited to, and a Bill Payment is debited from, your Citibank Checking Account. If you don't have a Direct Deposit and a Bill Payment in a statement period, but have at least one debit or credit transaction to or from your Citibank Checking Account during that statement period, you can earn 350 Points. If you don't have a Direct Deposit and Bill Payment, or don't have a debit or credit transaction to/from your Citibank Checking Account in a given statement period, you won't earn Points that statement period. However, if you have a Direct Deposit, a Bill Payment and/or at least one (1) debit or credit transaction, you may be able to earn additional Points:

  • Redemption and Rewards
    1. Redemption and Rewards

      This section tells you how and when you can redeem Points and provides information about delivery, cancellation and return of certain Rewards.

      • Who May Redeem. Only you can redeem Points from your ThankYou Account, unless we tell you otherwise. Authorized users on your Card Account may use your Points on websites of participating Shop with Points merchants who use Card Account numbers to enable Shop with Points.
      • When Points May Be Redeemed. Once Points appear in your ThankYou Account, they're available for redemption.

      Find out what you currently can get with your Points by logging into your ThankYou Account at thankyou.com.

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      It's important to protect your online ThankYou Account username and password in the same way you protect other information associated with your Citi Account (such as your account number). Anyone who can access your online account can use your Points to redeem for Rewards and change your personal information.

      Additional information on redeeming points

      • Insufficient Point Balance. If your Point balance falls below the number of Points required to redeem for a Reward after you've already ordered it (for example, because you returned a purchase), we may stop delivery of that Reward.
      • No Warranties. Citibank, its affiliates and any merchants participating in the Program make no guarantees, warranties or representations of any kind concerning the Program.
      • No Liability for Rewards. You release Citibank, its affiliates and any merchants participating in the Program from all liability regarding the redemption and use of Points and Rewards, including any Rewards that are lost, stolen or destroyed after they're received.
      • No Affiliation with Rewards Merchants. Participating Rewards merchants aren't affiliated with or responsible for administration of the Program.
      • Availability of Rewards. The availability of any Reward isn't guaranteed.
      • Point Value May Vary. The value of a Point may vary depending on the Reward for which it's being redeemed. The value of a Point may also vary depending on whether it was earned with a Citibank Checking Account or with a particular Card Account.

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      Even though two Rewards may have the same value in dollars, they may have a different cost in Points.
      • Taxes The monetary value of a Reward for which you redeem your Points may be considered taxable income from Citibank in the tax year in which you redeem the Points, in accordance with U.S. tax law. Citibank may be required to send you (and file with the IRS) a Form 1099-MISC (Miscellaneous Income) for the year in which you redeem your Points for a Reward when the value of the Reward plus other taxable Miscellaneous Income you receive from Citibank totals $600 or more for a calendar year. We determine the monetary value of Rewards received through your Points redemptions for tax purposes. The value of Rewards received by redeeming certain Points, such as Points received through your Citibank Checking Account and related bonus promotions, is taxable income. The value of Rewards received by redeeming certain other Points, such as Points earned on purchases made with a Card Account, is not taxable income. You're responsible for any personal tax liability due to the receipt of a Reward due to your Point redemption – consult with your tax advisor.

      Receiving Your Reward. Depending on the Reward, certain limitations and restrictions regarding delivery/in-store pickup may apply.

      • Delivery of Merchandise. Merchandise Rewards aren't shipped to P.O. boxes or outside the contiguous United States unless otherwise noted on the item detail page or at checkout.
        • Standard Shipping. If you choose standard shipping at checkout and don't receive your order within 15 days, we'll notify you of the estimated ship date and allow you to cancel the order for a full refund of your Points.
        • Expedited Shipping. If expedited shipping is available for your Reward and you choose it at checkout, you'll be charged additional Points. An expedited Reward should ship within one (1) business day, but if it hasn't shipped within three (3) business days, we'll let you know and give you the option to cancel your order for a full refund of your Points.
        • Best Buy In-store Pickup. If you redeem Points for a Reward from Best Buy, you can pick it up at a Best Buy store within the contiguous United States within eight (8) days of your notification that it's available for pick up. You'll need a government-issued photo ID that matches the name on the ThankYou Account and the Best Buy order number provided in the confirmation email.
      • Delivery of Physical Gift Cards/Gift Certificates. Physical gift cards and gift certificate Rewards are delivered to P.O. boxes and shipping addresses in the United States and its territories unless otherwise noted on the item detail page or at checkout. Allow one (1) to three (3) weeks for shipment. If you haven't received your gift card/certificate Reward ten (10) days after you ordered it, let us know. You'll need to fill out a claim for reimbursement and send it to us within 120 days from your order date.
      • Delivery of Electronic Gift Cards/Gift Certificates. E-gift cards, e-certificates and any other virtual Rewards are delivered only to valid email addresses. You can't cancel, return or exchange these Rewards. Participating merchants may have additional terms and conditions for these virtual Rewards, which you can find on thankyou.com.
      • Delivery of Citi Prepaid Cards. Unless otherwise noted on the item detail page or at checkout, Citi Prepaid Cards are delivered to P.O. boxes and shipping addresses in the United States. Delivery of Citi Prepaid Cards isn't available to Military Post Offices (MPOs), including AFO and FPO addresses. Allow one (1) to three (3) weeks for shipment of your Reward.

      Cancelling/Returning Your Reward. Unless otherwise noted at the time of redemption, once you redeem your Points for a Reward, the transaction is final. The following exceptions apply:

      • Merchandise Returns. You can return merchandise Rewards (including those fulfilled by Walmart) only by mail, if postmarked within 15 days of the shipping/in-store pickup date (we'll notify you when your Reward is shipped). Claims for merchandise Rewards not received must be filed with either the ThankYou Service Center or on thankyou.com as lost/stolen within 15 days after shipment has been confirmed. Products must be in original and complete condition, contain all related parts and returned in original packaging. Don't include items from other shipments in the same return package. You can find return mailing labels on your "My Order History" page on thankyou.com or by contacting the ThankYou Service Center at 1-800-THANKYOU (1-800-842-6596).
        • You can't return:
          • DVDs, software, video games and assembled products unless they were damaged before receipt
          • Items that contain flammable liquids or gases
          • Items that don't bear a serial or UPC number
          • Etched or otherwise personalized items
          • Food items
      • Best Buy In-store Returns/Exchanges. You can return or exchange most Best Buy items at any Best Buy store in the contiguous United States within 15 days of the shipping date or in-store pickup date. You'll need (1) a government-issued photo ID that matches the name on the ThankYou Member Account; (2) the Best Buy order number listed on your confirmation email; (3) the packing slip or the Best Buy store receipt. Products must be in original and complete condition, contain all related parts and returned in their original packaging.
        • You can't return:
          • DVDs, software, video games and assembled products unless they were damaged before receipt
          • Items that don't bear a serial or UPC number
          • Etched or otherwise personalized items
        • For Best Buy in-store returns, you'll receive a Best Buy gift card for the original dollar amount of the redeemed item. In some cases, you may be given the option to have the Points returned to your ThankYou Account instead. If you choose this option, it may take up to five (5) business days for Points to be credited.
      • Physical Gift Cards/Gift Certificates. Only some orders of physical gift cards/gift certificates may be canceled. We'll let you know on the order history page if you can cancel your order. You may return a physical gift cards/gift certificate due to a defect or damaged shipment by calling the ThankYou Service Center at 1-800-THANKYOU (1-800-842-6596) and following the customer service agent's instructions.
      • E-Gift Card/E-Gift Certificates. You can't cancel, return or exchange e-cards or e-certificates.
      • Prepaid Cards. You can't cancel, return or exchange prepaid cards.
    2. Certain Reward Options

      This section tells you about certain Rewards available for redemption and some of the terms and conditions related to redeeming Points for each of those Rewards.

      • Reward-Specific Terms and Conditions. Special terms and conditions may apply to certain Rewards. For example, certain Rewards, such as Donate with Points, require you to redeem a minimum number of Points. Merchants may also impose terms and conditions on Rewards – e.g., limiting your use of a gift card in certain cases. Some of those terms and conditions can be found at thankyou.com. Sometimes you'll be required to affirmatively accept those terms and conditions when you redeem your Points. Even if you aren't required to do so, by redeeming your Points for that Reward, you acknowledge that you've read and agreed to the applicable terms and conditions. Please carefully read all terms and conditions before redeeming Points.

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      Additional Rewards not listed below may be available on thankyou.com. Before you redeem Points for one of those Rewards, we'll give you any additional terms and conditions that apply.
      • Shop with Points at Amazon.com:
        • Amazon.com is not a sponsor of ThankYou Rewards. Amazon, Amazon.com, and the Amazon.com logo are registered trademarks of Amazon.com, Inc. or its affiliates.
        • In order to redeem your ThankYou Points for eligible products at Amazon.com, you must complete the enrollment process and agree to the following Shop with Points at Amazon.com terms and conditions at the time of registration. Registration by ThankYou Members for Shop with Points at Amazon.com is currently limited to Card Accounts enrolled in Citi ThankYou Rewards.

          1. During the registration process for Shop with Points at Amazon.com, your ThankYou Member Account will be linked to your Amazon.com account using the Card Account you selected. CBNA and its affiliates ("Citi") may provide Amazon Services LLC and/or its affiliates ("Amazon") with information about your Card Account.

          2. Amazon.com may restrict the use of Points for purchases of certain items at Amazon.com. Additionally, 1-Click currently is not available to purchase products when placing an order using ThankYou Points.

          3. There is no fee to redeem your ThankYou Points at Amazon.com.

          4. Citi will deduct from your ThankYou Member Account balance the amount of Points you elect to redeem for your purchase.

          5. Your ThankYou Member Account balance may not reflect redemptions for pending purchase transactions until the purchase has been shipped.

          6. Citi has the right to change Point to dollar conversion rates at any time.

          7. Any authorized users on your consumer Card Account (except Chairman Card Accounts) may redeem Points from your ThankYou Member Account through Shop with Points at Amazon.com.

          8. Purchases made with ThankYou Points are subject to the Amazon.com return policy.

          9. Amazon.com terms and conditions apply and are available at www.amazon.com/gp/help/customer/display.html/ref=footer_cou?ie=UTF8&nodeId=508088

      • Shop with Points at Amazon.com. You may only participate in Shop with Points on Amazon.com if you have a Card Account. In addition, you must either be auto-enrolled or complete the self-registration process, as further explained below. After you are enrolled, Citi will provide Amazon Services LLC with information about your ThankYou Account. When you Shop with Points at Amazon.com, in addition to the foregoing, you also agree to the following terms and conditions:
        • Auto-enrollment. You will be automatically enrolled in Shop with Points at Amazon.com if: (1) you currently have a Card Account stored in your Amazon.com account and have used that Card Account to make a purchase at Amazon.com; or (2) you add a Card Account to your Amazon.com account and use it to make a purchase at Amazon.com. If you are automatically enrolled, your ThankYou Account will be linked to your Amazon.com account using the Card Account in your Amazon.com account. In the event you are auto-enrolled, you will receive an email from Amazon informing you of the auto-enrollment and how to de-enroll if you do not want to participate.
        • Self-registration. You may enroll in Shop with Points through the self-registration process at Amazon.com. You may want to self-register if, for example, you would like to participate in Shop with Points before you are auto-enrolled or if you have de-enrolled and later decide you would like to use your Points at Amazon.com. During the self-registration process, your ThankYou Account will be linked to your Amazon.com account using the Card Account you selected. Following self-registration, you will receive an email from Amazon confirming your registration and telling you how to de-enroll.
        • Shopping with Points. Citi will deduct from your ThankYou Account balance the number of Points you redeem for your purchase. There is no fee to redeem your Points at Amazon.com. Amazon may restrict the use of Points for purchases of select items on Amazon.com. Your ThankYou Account balance may not reflect redemptions for pending purchase transactions until the purchase has shipped. Citi has the right to change Point to dollar conversion rates at any time. Purchases made with ThankYou Points are subject to Amazon's return policy, which can be found at Amazon.com. Citi or Amazon may set minimum Point redemption requirements. If a redemption requirement applies, it will be disclosed to you at the time of redemption. Any authorized users of your Card Account may redeem Points through Shop with Points on Amazon.com. Amazon.com's terms and conditions apply to purchases using Points at Amazon.com and are available at www.Amazon.com.
      • Shop with Points on Live Nation:
        • In order to redeem ThankYou Points ("Points") for purchases made at LiveNation.com, you must complete the registration process and agree to the following Shop With Points on Live Nation terms and conditions. Registration for Shop with Points by ThankYou Members is currently limited to ThankYou Members registered at thankyou.com.
        • During the registration process for Shop with Points, your ThankYou Member Account will be linked to your LiveNation.com account. CBNA and its affiliates ("Citi") and its affiliates may provide Live Nation Worldwide, Inc. and/or its affiliates ("Live Nation") with information about your ThankYou Member Account.
        • Citi will deduct from your ThankYou Member Account balance the amount of Points you elect to redeem for your purchase at Live Nation.
        • Citi or Live Nation may set minimum Point redemption requirements.
        • There is no fee to redeem Points at Live Nation.
        • Items eligible for purchase using Points include tickets and select merchandise for events held at Live Nation owned and operated venues.
        • Points cannot be redeemed for paperless tickets or ticket insurance.
        • Purchases made with Points are subject to the return policy of Live Nation.
        • Citi has the right to change Point to dollar conversion rates at any time.

          LiveNation.com terms and conditions apply and are available at livenation.com/h/terms.html?tm link=tm homeA i terms

      • Pay With Points. You can redeem available Points for a statement credit to your Card Account when making purchases at participating Pay with Points merchants' websites or mobile applications. In order to use Pay with Points, you must be a Member of the Program with a ThankYou Account and Card Account in good standing.

        • When you choose to view your point balance or use your Points at checkout on a website or mobile application of a participating merchant, you agree we may share your available Point balance with the participating merchant. If you do not want to have access to use Pay with Points when using your Card Account on the websites or mobile applications of all or any of the participating merchants, please call the ThankYou Service Center at 1-800-ThankYou (1-800-842-6596).
        • You can use Pay with Points when making a purchase at the participating merchant's website or mobile application by following the merchant's instructions at checkout, subject to having sufficient credit available on your Card Account for the full purchase amount.
        • When you use Pay with Points the following will occur:
          • Your Card Account will be charged for the full amount of the purchase.
          • The amount of Points you choose to use will be redeemed for a corresponding statement credit to your Card Account to cover all or part of your purchase.
          • The amount of Points you chose to redeem for a statement credit will be deducted from your Member account Point balance at the time of purchase.
          • Pay with Points statement credits will post to your Card Account within 24-48 hours of redemption.
        • The purchase(s) will be subject to interest, as are any other purchase(s) on your Card Account.
        • If there are no ThankYou Points available for redemption at time of purchase, a statement credit will not be issued.
        • Pay with Points statement credits are applied toward your Card Account statement balance, and not toward your minimum payment due. The required minimum payment reflected on your Card Account statement must be paid pursuant to the terms of your Card Agreement.
        • The purchase and corresponding statement credit may appear in different statement cycles.
        • If a statement credit is not issued or is delayed, and a purchase made using Pay with Points incurs any interest or fees, you agree that Citibank has no liability to you.
        • If you return a purchase made using Pay with Points, any associated statement credit will remain on your Card Account and your Points will not be returned.
        • We may set minimum and/or maximum Points redemption requirements for Pay with Points at any time.
        • We have the right to change the Points to dollar conversion rate for Pay with Points statement credits at any time.
        • We may modify or terminate Pay with Points at any time without notice.
      • Charitable Contributions. You can redeem Points for a check made payable to a charity listed on thankyou.com, in denominations of $25, $50, $75 and $100 only. Checks are valid for 180 days.
        • Shipping and Confirmation. Your charitable contribution check is sent via USPS First-Class® Mail directly to the charity, and you should receive a written confirmation letter within one (1) to three (3) weeks of redemption. If you don't receive the letter within that time, please let us know.
        • Participating Charities. Participating charities are subject to change. We may discontinue our relationship with any charity, at any time, without notice.
        • Taxes. Consult your tax advisor to determine if your redemption of Points towards a charitable contribution is tax deductible.
      • Student Loans or Mortgage Payments. You can redeem Points for a check to pay your student loans or mortgage in denominations of $25, $50, $75, $100, $250, $500, $750 and $1000 only. Checks are payable to your financial lending institution and are valid for 180 days after redemption. Call the ThankYou Service Center at 1-800-THANKYOU (1-800-842-6596) to make these payments with your Points.
        • Shipping and Confirmation. Your confirmation letter and check are sent only to your address on record via USPS First-Class® Mail within one (1) to three (3) weeks of redemption.
        • No Liability for Payments. We're not responsible for payment to your financial lending institution. It's your sole responsibility to issue payment to your financial lending institution for mortgages or student loans. Contact your financial lending institution regarding your mortgage and student loan payment policies and/or restrictions specific to accepting multiple checks for monthly payments, third-party checks and/or partial monthly payments.
        • Cancellations. All student loans and mortgage payment redemptions are final. Points redeemed for payments toward student loans and mortgages can't be returned unless we cancel the check and a stop payment is placed, resulting in a return order status and automatic reinstatement of Points into your ThankYou Account. Please note that a check may be canceled if, for example, there was a misspelling on the check or you never received it. If you haven't received the check within 3 weeks of redemption, please report it to us as lost or stolen.
      • Statement Credit for Card Accounts. You can redeem Points for a statement credit, which will be applied to your Card Account, in denominations of $10, $15, $25, $50, $100, $175 and $250 only. You'll receive a confirmation letter within one (1) to three (3) weeks of redemption, and your statement credit should appear within 2 billing cycles after you redeem your points. Statement credits may not be canceled.
      • Cash Rewards. You can redeem Points for a check made payable to you in denominations of $50 and $100 only. Checks are valid for 180 days.
        • Shipping and Confirmation. Your Cash Rewards confirmation letter and check are sent only to your address on record via USPS First-Class® Mail within one (1) to three (3) weeks of redemption.
        • Cancellations. All Cash Rewards redemptions are final. Points redeemed for Cash Rewards can't be returned unless we cancel the check and a stop payment is placed, resulting in a return order status and automatic reinstatement of your Points. Please note that a check may be canceled if, for example, there was a misspelling on the check or you never received it. You must call us if you don't receive your Cash Rewards check 10 days after shipment. You can find the shipping date on the order history page for your ThankYou Account at thankyou.com, or by calling the ThankYou Service Center at 1-800-THANKYOU (1-800-842-6596).
      • Citi Prepaid Cards. Citi Prepaid Cards are issued by Citibank pursuant to a license from Visa U.S.A. Inc. and are managed by Citi Prepaid Services. This is a promotional card, not a gift card. In addition to the terms and conditions below, additional terms and conditions may apply. A complete set of the terms and conditions will be provided with your Citi Prepaid Card and is also available upon request. For more information, contact Citi Prepaid Services at 1-800-522-7458.
        • Uses. Citi Prepaid Cards can be used everywhere Visa debit cards are accepted, but they can't be used like an ATM card to access cash or to purchase travelers checks, foreign currency or other cash equivalents.
        • Expiration. Citi prepaid cards are valid for one (1) year after they're issued. If you don't use the entire value of your card by the expiration date embossed on the front of the card, you'll lose the balance on your card and we won't replace it.
        • Lost or Stolen Cards. If your prepaid card is lost or stolen, we won't replace it and you'll lose your remaining balance on the card.
      • Fees Associated with Citi Prepaid Cards
        Fee Description Amount
        Monthly Account Maintenance Fee $3.00
        Foreign Transaction Fee 3.00%
        • Account Maintenance Fee. Except where prohibited by law, we'll charge a monthly maintenance fee of $3.00 to your prepaid card account that will accrue for the first twelve months, and then we'll collect it in one lump sum at the end of the first year to the extent not waived. Fees thereafter will be collected monthly unless waived. We'll waive the fee in any month when you've made purchases with your prepaid card during the previous three (3) months, and in any month when the balance is $0.00.
        • Foreign Transaction Fee. We charge you a 3% transaction fee for a transaction made in a currency other than U.S. dollars, regardless of where the transaction takes place or who the merchant is.
      • Statement Credit for Card Accounts. You can redeem Points for a statement credit, which will be applied to your Card Account, in denominations of $10, $15, $25, $50, $100, $175 and $250 only. You'll receive a confirmation letter within one (1) to three (3) weeks of redemption, and your statement credit should appear within 2 billing cycles after you redeem your points. Statement credits may not be canceled.

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      Certain Rewards, such as a statement credit for a Card Account, will reduce the balance on your Card Account, but aren't considered a payment. You must still make the minimum payment due each month, even if the amount of the Reward is greater than the minimum payment due.
    3. Travel

      • ThankYou Travel Center. The "ThankYou Travel Center" provides travel-related Rewards that are fulfilled by Connexions Loyalty Travel Solutions LLC, ("Connexions Loyalty") a service provider for the Program. You can redeem Points through the ThankYou Travel Center for airfare, cruises, hotels, car rentals and other travel. Redemptions through the ThankYou Travel Center can only be made on thankyou.com or by calling the ThankYou Service Center at 1-800-THANKYOU (1-800-842-6596). The terms and conditions included below are only some of the terms and conditions that apply to ThankYou Travel Center Rewards. You can find a complete list of travel terms and conditions on thankyou.com. Please review them carefully before redeeming for a Reward.
        • Points Redemption. The number of Points required for travel Rewards varies based on a combination of factors including itinerary, date and time of travel. You may redeem for travel Rewards using a combination of Points and dollars. The total number of Points required for a travel Reward will include payment of any taxes, fees and surcharges applicable to that Reward. Taxes, fees and surcharges on travel Rewards may change at any time without notice.
        • Confirmation. No Point amount, travel Rewards availability, or times of travel are confirmed until the required number of Points has been deducted, and the tickets or travel documents have been issued.
      • Travel Rewards Overview. Travel rewards include airline tickets, hotel accommodations, rental cars, cruises, destination activities/excursions, and vacation packages ("Travel Rewards"). Travel Rewards reservations must be made online at thankyou.com or through the ThankYou Service Center. All Travel Rewards are subject to availability and restrictions of the relevant Supplier. Travel Rewards may not be booked online for minors traveling unaccompanied by an adult. Please contact the ThankYou Service Center for assistance with unaccompanied passengers under 18 years old for flight and hotel reservations and under 25 years old for car rental reservations. ThankYou Rewards has the final authority on all decisions regarding Travel Rewards ticketing, pricing and availability and the interpretation of these Travel Rewards Terms and Conditions.
      • Travel Rewards Information. The Point-cost of ThankYou Travel Rewards are based on variable amounts. These amounts are based on a combination of factors including itinerary, date and time of travel, and dollar value of travel. The amount of ThankYou Points needed for these Travel Rewards can be researched on thankyou.com. The following guidelines apply to these Travel Rewards:
        • No blackout dates
        • Taxes, fees and surcharges that are collectible by Connexions Loyalty are included in the number of ThankYou Points required and are subject to change without notice
        • Airline, hotel, car rental, vacation, cruise, and activity/excursion company participation may vary from market to market
        • ThankYou Service Center does not hold Travel Rewards reservations
        • All reservations must be made more than 24 hours prior to departure. Reservations cannot be accepted within 24 hours of departure.
        • All bookings made by Connexions Loyalty shall comply with all applicable U.S. laws, rules and regulations including, without limitation, sanctions issued by the Office of Foreign Assets Control. Such sanctions may prevent Connexions Loyalty from offering travel to specific destinations or individuals. To assist Connexions Loyalty with its compliance with laws, rules and regulations, Connexions Loyalty may ask you for additional information. Any booking made, or in good faith believed to be made, in violation of U.S. law, will be cancelled by Connexions Loyalty, in its sole discretion, with no liability to you other than to issue a refund, if permitted by law.
      • Airline and Baggage Liability. For information regarding airline liability limitations, baggage liability and other regulations of the Warsaw Convention, as modified by the Montreal Convention, and other regulations, please consult your air carrier.
      • Travel Rewards Point Deductions and Payment Options. Redeemed ThankYou Points will be deducted from your ThankYou Member Account at the time of booking. No ThankYou Point amounts, Travel Rewards availability, or dates of travel are confirmed until the required number of ThankYou Points has been deducted, and the tickets or travel documents have been issued. ThankYou Members have the option to redeem for Travel Rewards using a combination of rewards points and a payment card. These members may use their eligible ThankYou Points and may offset the remainder of the total trip cost by paying in dollars, charged to any eligible credit or debit card. Additional travel reward options not offered through Connexions Loyalty may be available through other merchants participating in ThankYou Rewards and/or Points Concierge. These additional travel rewards options are not affiliated with Travel Rewards offered through Connexions Loyalty.
      • General Travel Information. Government-issued photo identification is required at check-in and must match the name on the reservation. If this is an international trip, this reservation requires a passport and may require a visa and satisfaction of health requirements. For foreign entry requirements, go to travel.state.gov or contact the embassy/consulate of the country to which you are travelling, including any stop-over/lay-over locations, to determine entry documentation and other requirements, such as immunizations that you must satisfy, including return entry into the country of departure. It is your responsibility to obtain proper travel identification and satisfy all requirements for all locations on your trip, including layover and stopover destinations. Carriers cannot board any passenger who fails to carry required documents. Minors under the age of 18 who are traveling with only one parent may be required to have additional documentation. Please contact your airline, cruise line, tour operator or the embassy/consulate of the country to which you are traveling for additional information. Connexions Loyalty does not have any special knowledge regarding the suitability for disabled persons for any travel itinerary and it has no special knowledge regarding unsafe conditions, health hazards, weather hazards, or climate extremes at locations to which you may travel.
        • For information concerning possible dangers at international destinations, Connexions Loyalty recommends contacting the Travel Advisory Section of the U.S. State Department at 202-647-5225. For medical information, Connexions Loyalty recommends contacting the Centers for Disease Control and Prevention at 800-232-4636. For foreign health requirements and dangers, go to http://www.cdc.gov/travel.
        • Special requests made to a Supplier are on a request only basis and cannot be guaranteed.
        • Fees, taxes and charges may apply, depending on the service request.
        • Upgrades are not permitted on certain itineraries. Please check with the Supplier directly.
        • Supplier policies are subject to change at any time without notice.
        • Connexions Loyalty is not responsible for any lost or damaged luggage.
        • Certain rate types do not permit credit for airline frequent flyer programs or car or hotel loyalty programs
      • Hotel Rewards Terms and Conditions. Hotel rooms are NON-REFUNDABLE and NON-CHANGEABLE unless permitted by the terms of the room/rate description. Check the terms carefully before making a hotel reservation. For rooms that are non-refundable, changes or cancellations received at any time are subject to the full cost of room and tax for the entire stay. Permitted cancellations or modifications may be subject to Supplier fees. To make changes to your reservation, if permitted, please call the ThankYou Service Center.
        No shows are non-refundable and will result in a total forfeiture of payments made and points used without credit due. If you think you may arrive at a hotel late, please contact the hotel directly to arrange for late arrival, if available. Actual times for "late" vary by hotel. Early check-out from a hotel is not subject to a refund. Cancellations or modifications handled by the property directly may result in additional fees and/or the forfeiture of any refund due. When canceling hotel reservations, retain your cancellation number so you will not be held responsible for cancellation charges if the hotel makes an error. Government issued photo identification is required at check-in and must match the name on the reservation. Some properties have a minimum age requirement for check-in. Please contact the property directly to learn whether child benefits are offered and whether there are child restrictions. Hotel reservations include room and applicable taxes only. Any additional hotel charges, such as resort fees and hotel energy surcharges and any charges for incidentals that you incur while traveling are not included in your reservation rate and must be paid directly to the hotel. Incidental charges may include but are not limited to parking fees, babysitting, room service, telephone fees, internet usage fees, in-room movies, mini-bar charges, and gratuities. Hotel bookings are available through preferred Suppliers of Connexions Loyalty and may not be available for all locations and destinations. Due to hotel Supplier policies applicable to our preferred rates, your name may not be provided to the hotel property until 24 hours prior to your arrival. Please contact Connexions Loyalty directly for any special requests. Special requests, such as bed type, smoking preferences or in-room amenities, are on a request only basis and cannot be guaranteed. Fees and charges may apply, depending on the service request. The hotel may require a major credit card, in one of the guest's names, or a cash deposit upon check-in. Reservations do not include services not specified in the reservation confirmation. A reasonable attempt will be made to notify guests of hotel renovation or refurbishment if Connexions Loyalty knows of the same; however, Connexions Loyalty shall not be liable for non-disclosure by the property or for any failure to provide such notification or for damages that may result from renovation or refurbishment.
      • Hotel Taxes and Fees for Non-ThankYou Point Transactions:
        • In connection with facilitating your non-award hotel transaction, the charge to your debit or credit card will include a charge for taxes and fees which varies based on a number of factors including, without limitation, the amount paid to the Supplier, the location of the Supplier and your destination. This charge includes an estimated amount for taxes owed by the Supplier including, without limitation, sales and use tax, occupancy tax, room tax, excise tax, value-added tax and/or other similar taxes. In certain locations, the tax amount may also include government imposed service fees or other fees required by law to be collected by the Supplier. The actual amount paid to the Supplier for taxes in connection with your reservation may vary from the amount estimated and included in your charges, but the total amount you pay will not vary from the amount quoted. The balance of the charge for taxes and fees, if any, is retained by Connexions Loyalty to cover the costs of your reservation, including, customer service costs. Connexions Loyalty is not the vendor collecting and remitting taxes to taxing authorities. Suppliers include all applicable taxes in the amount billed to Connexions Loyalty and Connexions Loyalty pays all such taxes directly to the Suppliers. Connexions Loyalty is not a co-vendor associated with any Supplier. Taxability, the tax rate and the type of applicable taxes vary by location.
        • For transactions involving hotels located within certain jurisdictions, the charge to your debit or credit card for taxes and fees includes a payment of tax that we are required to collect and remit to the jurisdiction for tax owed on amounts retained as compensation for services.
      • Vacation Packages and Cruise Travel Terms and Conditions. Cruise only packages do not include ground transfers. Not all air/sea packages include ground transfers. Connexions Loyalty is not liable for any flight or other transportation delays that result in a missed cruise or tour departure. If air or transfers are purchased as part of a specific cruise or tour company package, the cruise or tour operator may provide assistance for missed departures. Connexions Loyalty has no control over air arrangements recommended by cruise or tour Suppliers including flight schedules, airlines selected, or whether your flight will be non-stop. Connexions Loyalty can assist you with deviations from the Supplier air/sea package, but cannot guarantee that the Supplier will honor your request. Some Suppliers will not allow air deviations under any circumstances. It is your responsibility to make sure that deposits and final payments are made by the Supplier due date. Until payments are confirmed by the Supplier, price, cabin/room, and availability are subject to change and cancellation. Vacation package and cruise prices are per person, based on double occupancy. Airline tickets included as part of the vacation package or cruise itinerary must be round-trip tickets. Advance purchase minimum stay and length of stay requirements for those airline tickets may apply. If you book an activity or service as part of your package or cruise booking, you must print your activities and services voucher(s) which will be e-mailed to you at the time of booking, and bring it/them with you to your destination. The vacation package price does not include ground transportation unless otherwise specified in your itinerary. All travelers are subject to the terms and conditions of each applicable tour company or cruise provider. Copies of the cruise line's conditions, rules and regulations applicable to your booking will be included with your e-ticket. Cruise providers require that passengers younger than 18 years old be accompanied by an adult 18 years or older in the same cabin. All passengers in your cabin must be 6 months or older. All passengers must provide proof of citizenship when boarding the ship, even if your cruise includes only domestic destinations.

        No shows are non-refundable and will result in a forfeiture of all payments made and points used by you in connection with the reservation, without credit due. Cruise and vacation package cancellations received at any time may be subject to applicable Supplier fees.
      • Car Rental Terms and Conditions. Car Rental cancellations or modifications received at any time are subject to Supplier cancellation policies and fees, which could be up to the full amount of the reservation. No shows are non-refundable and will result in a total forfeiture of any payments made and points used without credit due. The early return of car rentals is not eligible for a refund. Additional taxes, fees and surcharges are subject to change without notice and may vary by location and may be charged to the customer at pick-up. Rental rates are based on 24 hour periods and may be subject to additional fees depending on time of return, including but not limited to hourly rental charges which will be billed directly to you by the car rental company. Some car rentals may require a minimum rental period. Any rentals less than the required minimum may be charged the rate for the minimum rental period. Redemption and Advance Purchase rental rates in the United States include unlimited mileage, taxes and fees. Car rental rates outside of the United States may not include unlimited mileage, taxes and fees and these will be assessed by the car rental location directly. Charges are billed directly by the car rental company and subject to change. Charges for optional services such as insurance waivers, fuel, additional or underage drivers, special equipment charges, etc. are not included in your rental and must be paid directly to the car rental company. Connexions Loyalty does not guarantee a specific make, model, or color of vehicle no matter what vehicle is reserved. Geographic and cross border restrictions may apply. Renters must have a valid driver's license, major credit card and good driving record. Renters must meet the minimum (and maximum, if applicable) age requirement where the car is being rented, and some Suppliers require a good driving record. Most rental car agencies do not accept debit cards. Some Suppliers charge a surcharge for drivers under certain ages, such as 25. Suppliers reserve the right to deny car rentals for any reason, including past driving records. Rentals outside of the US may require an international driver's license or compliance with other local requirements. One-way rentals are not permitted on this site. Car rental redemptions may not be available for all locations and destinations. Local renters and renters driving out of state/country may be subject to additional restrictions. Please contact your insurance company if you are unsure whether to accept rental car company insurance.
      • Travel Rewards Details. Travel Rewards cannot be redeemed for cash and have no cash value. Travel Rewards have no residual cash value. Travel Rewards cannot be combined with any other certificates, coupons, discounts, upgrades, awards or promotions. Travel Rewards are offered as promotional items and are void if sold for cash or other consideration, or if altered or copied, and cannot be reissued if destroyed, lost or stolen. Frequent flyer mileage accrual, usage and upgrades may not be used with Travel Rewards. Travel Rewards are not valid where prohibited by law.
      • Travel Changes by You. All airline tickets, hotel, car rental, vacation packages, cruises and activities booked in exchange for ThankYou Points are nonrefundable, nonendorsable and nontransferable. Changes to bookings are subject to the Supplier's policies, and the fees and conditions described in these terms and conditions. Any additional costs due to a permitted change are your responsibility and will be collected in U.S. dollars, not ThankYou Points, with a credit or debit card in the name of the ThankYou Member. Any change, cancellation or additional collection fees imposed by the airline, hotel, car rental company, tour, cruise or activity provider are the responsibility of the traveler.
      • Travel Changes and Cancellations by the Supplier. Airline, hotel, car rental, tour operator and cruise line schedules, terms, points of service and fares are subject to change without notice by the Suppliers. Airline schedule changes, flight cancellations and interruptions, oversold flights, hotels, tours and cruises are outside of the control of Connexions Loyalty and ThankYou Rewards. These situations must be remedied by the applicable travel Supplier and may be subject to Federal or State Regulations. If an airline declares bankruptcy, it is not obligated to carry you or to refund tickets issued before the bankruptcy. Connexions Loyalty is not allowed to refund tickets on airlines that have declared bankruptcy. ThankYou Points redeemed for Travel Rewards or money given to Connexions Loyalty immediately becomes the property of the airline and ThankYou Rewards and Connexions Loyalty is required by law to comply with the airline's orders.
      • Airline Fees, Rules and Restrictions.
        • Airline tickets are NON-REFUNDABLE and NON-CHANGEABLE unless permitted by the terms of the fare and, if permitted, are subject to airline rules, penalties up to the full amount of each ticket and, in the case of a changed ticket, fare difference charges.A small number of air carriers may require Connexions Loyalty to confirm flight availability when booking. If there is any issue with availability, a travel representative will contact you within 24 hours to make alternate flight arrangements at no additional cost.In some situations an airline may issue you a credit "in lieu of" a refund according to the fare rules associated with the individual booking. If a credit is issued by an airline, it is held by the airline in the name of the individual who was the passenger of record on the original reservation. This credit can be used towards the payment for the booking of a new trip under the following conditions:
          • The new reservation is in the name of the same passenger as the canceled booking;
          • The new reservation is on the same airline as the original reservation;
          • All travel associated with the new trip must be completed prior to the date specified by the airline which is determined by the fare rules of the original ticket and the original class of service;
          • You are responsible to pay any exchange fees charged by the airline related to the making of a new reservation as well as any additional charges, fees or fare increase;
          • Credit cannot be applied against an existing reservation.
        • If a refund or a credit is not issued by the Supplier, the canceled reservation will have no value for future use. Airlines may impose additional costs and fees for baggage, meals, beverages and other services. These costs are your sole responsibility.
        • Unused tickets contain no value if not canceled prior to departure.
        • Tickets may not be reassigned or transferred to a different passenger or airline. Flight schedules are subject to change. Connexions Loyalty is not responsible for any schedule change(s) or notifying you of such change(s). Please confirm the scheduled departure time at least 48 hours prior to departure for domestic flights and at least 72 hours prior to departure for international flights to learn if your flight schedule changed. Failure to use any reservations may result in automatic cancellation of all continuing and return reservations. You must advise your carrier if your travel plans change en route. Check with each airline regarding its specific boarding and check-in requirements. Airline flights may be overbooked, and there is a slight chance that a seat will not be available on a flight for which you have a confirmed reservation. If this occurs, the airline will make alternative arrangements for you. Turboprop aircraft may exist on your itinerary. Airlines reserve the right to change aircraft equipment without notice. If a code-share flight exists in your itinerary, passengers must check in with the operating airline on day of departure. Advance seat assignments, if available and allowed by airline, are not guaranteed. Please inquire with the airline about your boarding pass(es). All tickets will be issued at time of booking as e-tickets, unless e-tickets are unavailable due to airline restrictions. If an e-ticket is unavailable, you may be charged for shipping and handling. All paper tickets will be shipped within 48 hours. For bookings made online at thankyou.com, electronic confirmation and documentation will be sent to the e-mail address displayed on the Billing and Delivery page. For other Travel Rewards such as vacation and cruise packages, travel documents will be sent to the ThankYou Member's address provided at time of booking. ThankYou Member is responsible for destroyed, lost and/or stolen travel documents, and any fees imposed to replace such travel documents. If your ticket(s) is lost, stolen, or destroyed, contact us immediately for details on how to process your claim. You may need to purchase a new ticket to travel while you are waiting for any permitted refund or credit. You remain responsible for payment due for the lost, stolen, or destroyed ticket(s) unless a refund or credit is issued by the carrier.
          Please go to http://www.dot.gov/office-policy/aviation-policy/aircraft-disinsection-requirements to learn about the use of insecticides in certain aircraft. Please refer to your program rules for additional information.
      • Hazardous Materials
        • Federal law forbids the carriage of hazardous materials aboard aircraft in your luggage or on your person. A violation can result in five years' imprisonment and penalties of $250,000 or more (49 U.S.C. 5124). Hazardous materials include explosives, compressed gases, flammable liquids and solids, oxidizers, poisons, corrosives and radioactive materials. Examples: Paints, lighter fluid, fireworks, tear gases, oxygen bottles, and radio-pharmaceuticals.
        • There are special exceptions for small quantities (up to 70 ounces total) of medicinal and toilet articles carried in your luggage and certain smoking materials carried on your person. For further information contact the airline directly.
      • Baggage Fees
        • Baggage policies and fees vary by Supplier. Some Suppliers charge a fee for the first and/or second standard sized checked bag. Please check with the Supplier for baggage charges, size limitations, weight and other restrictions. A complete list of air carriers and their fees can be found at www.tripcharges.com/baggagefees.asp
      • Destination Taxes
        • Government imposed departure or entry taxes may not be included in ticket taxes. Passengers should be prepared to pay these taxes in cash, in local currency, on location.
      • Activities.
        • Theater tickets, theme-park passes, and select sightseeing tours are completely NON-REFUNDABLE once booked. All other activities cancelled or modified more than three (3) days prior to activity date may be subject to applicable Supplier fees which will appear on your card stateenet as CL * Trip Charges. All other activities cancelled withint 3 days of activity date are nonrefundable. No shows are non-refundable and will result in a total forfeiture of payment made and Points used without credit due. Activity Supplier reserves the right to change, cancel, or modify the date, length, or inclusions of the activity booked without notice. You should reconfirm the activity booked at least 72 hours prior to the activity date.
        • If a paper or e-voucher is required, please remember to bring it with you along with a form of Government-issued photo identification. Otherwise, you may be denied admission to the activity.
      • Liability Disclaimer. Connexions Loyalty acts only as an agent for the Supplier in regards to travel, and assumes no liability for injury, damage, loss, accident, delay or irregularity which may be caused due to a defect in any vehicle, acts of God, war, riots, or by any company or person involved in conveying the passenger or in carrying out travel arrangements. Connexions Loyalty reserves the right to accept minor adjustments in the passenger's travel itinerary made by the Supplier. In the event of Supplier trip cancellation prior to departure, a full refund will constitute a full settlement of all liability. The passenger's ticket(s), when issued, or electronic reservation, shall constitute the sole contract between the Supplier and the purchaser and/or passenger, and Connexions Loyalty shall have no liability for any actions or omissions of the Supplier. Connexions Loyalty is not responsible for any changes initiated by the passenger after departure.

        THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES PUBLISHED ON THIS WEB SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. IN PARTICULAR, CONNEXIONS LOYALTY AND ITS AFFILIATES DO NOT GUARANTEE THE ACCURACY OF, AND DISCLAIM LIABILITY FOR INACCURACIES RELATING TO THE INFORMATION AND DESCRIPTION OF THE HOTEL, AIR, CRUISE, CAR AND OTHER TRAVEL PRODUCTS DISPLAYED ON THIS WEBSITE (INCLUDING, WITHOUT LIMITATION, PHOTOGRAPHS, LOGOS/ICONS, LIST OF HOTEL AMENITIES, AND GENERAL PRODUCT DESCRIPTIONS), MUCH OF WHICH INFORMATION IS PROVIDED BY THE RESPECTIVE SUPPLIERS. HOTEL RATINGS ARE INTENDED AS ONLY GENERAL GUIDELINES, AND CONNEXIONS LOYALTY AND ITS AFFILIATES DO NOT GUARANTEE THE ACCURACY OF THE RATINGS. CONNEXIONS LOYALTY, ITS AFFILIATES, AND/OR THEIR RESPECTIVE SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY OF THE INFORMATION, PRODUCTS, AND SERVICES CONTAINED ON THIS WEB SITE FOR ANY PURPOSE, AND THE INCLUSION OR OFFERING FOR SALE OF ANY PRODUCTS OR SERVICES ON THIS WEB SITE DOES NOT CONSTITUTE ANY ENDORSEMENT OR RECOMMENDATION OF SUCH PRODUCTS OR SERVICES BY CONNEXIONS LOYALTY OR ITS AFFILIATES. ALL SUCH INFORMATION, PRODUCTS, AND SERVICES ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. CONNEXIONS LOYALTY, ITS AFFILIATES, AND/OR THEIR RESPECTIVE SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, PRODUCTS, AND SERVICES, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NONINFRINGEMENT. THE CARRIERS, HOTELS AND OTHER SUPPLIERS PROVIDING TRAVEL OR OTHER SERVICES ARE INDEPENDENT CONTRACTORS AND NOT AGENTS OR EMPLOYEES OF CONNEXIONS LOYALTY. OR ITS AFFILIATES. CONNEXIONS LOYALTY AND THEIR RESPECTIVE AFFILIATES ARE NOT LIABLE FOR THE ACTS, ERRORS, OMISSIONS, REPRESENTATIONS, WARRANTIES, BREACHES OR NEGLIGENCE OF ANY SUCH SUPPLIERS OR FOR ANY PERSONAL INJURIES, DEATH, PROPERTY DAMAGE, OR OTHER DAMAGES OR EXPENSES RESULTING THEREFROM. CONNEXIONS LOYALTY AND THEIR RESPECTIVE AFFILIATES HAVE NO LIABILITY AND WILL MAKE NO REFUND IN THE EVENT OF ANY DELAY, CANCELLATION, OVERBOOKING, STRIKE, FORCE MAJEURE OR OTHER CAUSES BEYOND THEIR DIRECT CONTROL, AND THEY HAVE NO RESPONSIBILITY FOR ANY ADDITIONAL EXPENSE, OMISSIONS, DELAYS, RE-ROUTING OR ACTS OF ANY GOVERNMENT OR AUTHORITY. IN NO EVENT SHALL CONNEXIONS LOYALTY AND THEIR RESPECTIVE AFFILIATES, AND/OR THEIR RESPECTIVE SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING OUT OF, OR IN ANY WAY CONNECTED WITH, THE USE OF THIS WEB SITE OR WITH THE DELAY OR INABILITY TO USE THIS WEB SITE, OR FOR ANY INFORMATION, PRODUCTS, AND SERVICES OBTAINED THROUGH THIS WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS WEB SITE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE, EVEN IF CONNEXIONS LOYALTY, ITS AFFILIATES, AND/OR THEIR RESPECTIVE SUPPLIERS HAVE BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.
      • Seller of Travel Registration Numbers
        • Loyalty Travel Agency LLC, who acts only as an agent for the Suppliers, makes the travel arrangements for you on behalf of Travel Services. State Seller of Travel registration numbers for Loyalty Travel Agency LLC in the states that require registration are: California 2097389-50 (registration as a seller of travel does not constitute approval by California. Loyalty Travel Agency LLC is not a participant in the Travel Consumer Restitution Fund); Florida ST38239; Hawaii TAR-6750, Iowa 987; and State of Washington 602 868 200.

          Loyalty Travel Agency LLC, 6442 City West Parkway, Eden Prairie, MN 55344-3245, 952-914-6500.
  • Merchant Gift Card Terms & Conditions
    1. Merchant Gift Card Terms & Conditions

      Gift cards/certificates: Gift cards/certificates are subject to the terms and conditions set by the merchant who issues the gift card/certificate. CBNA is in no way affiliated with the issuers of the gift cards/certificates nor are they considered sponsors or co-sponsors of ThankYou Rewards. Any use of the merchant names and/or logos is by permission of each respective merchant and all trademarks are the property of their respective owners. Expiration policies and non-usage fees may apply; however, expiration on gift cards will occur in no less than five (5) years from the date of redemption and non-usage fees cannot begin until twelve months of non-use and the non-usage fee must remain the same from month to month through ThankYou Rewards. Gift cards/certificates may not be returned, unless damaged or defective.

      • 1800flowers.com® Gift Card
        Exclusive of applicable service and shipping charges and taxes. Items may vary and are subject to availability and delivery rules and times. Items can be ordered online and by phone only. Offer cannot be combined with another offer, is not available on all products and is subject to restrictions and blackout periods. Prices and charges are subject to change without notice. 1800flowers.com, 1800baskets.com, Cheryl's, Fannie May, Harry London and THE POPCORN FACTORY uses Secure Socket Layer (SSL) encryption technology to secure its website. Offer only redeemable in the U.S. Void where prohibited or restricted by law. ©2011 1800flowers.com®, INC.
      • Aeropostale® Gift Cards
        Use of card constitutes acceptance of the following terms and conditions: Card may be used up to its remaining balance to redeem for merchandise at any Aeropostale or PS from Aeropostale store in the US, Canada, or Puerto Rico, or online at www.aeropostale.com or www.ps4u.com. This card is not redeemable for cash unless required by law. Any resale or other unauthorized use of this card will render it void and subject to cancellation. Issuer not responsible for lost, stolen, or damaged cards, except as required by law. Other conditions may apply, see www.aeropostale.com or www.ps4u.com for details. For card balance please call 800-832-0656 or visit your local Aeropostale or P.S. From Aeropostale store. This card is issued by Aero GC Mgmt LLC.
      • Alamo® Gift Coupon
        Valid Coupon ID and Contract ID required for all rentals. Coupon may only be used once and is void upon redemption. Not valid with any other discount, offer or promotional rate. You may combine up to three separate coupons per single rental. When using more than one coupon, reservations must be made by calling 1-866-626-9102. Valid on the rental of any size car, subject to availability. Coupon ID must be entered at time of reservation; no reproductions or damaged, altered or defaced coupons will be accepted. Face value will be applied to total base rate for the entire rental period, and may not be applied to taxes, other governmentally-authorized or imposed surcharges, license recoupment/air tax recovery and concession recoupment fees, airport and airport facility fees, fuel, additional driver fee, one-way rental charge, or optional items. Check your auto policy and/or credit card agreement for rental vehicle coverage. Offer is subject to standard rental conditions. 24-hour advance reservation required. Valid only at participating U.S. locations. Any unused portion of the coupon will be forfeited, and no residual credit or refunds will be issued if the coupon is not fully used. Coupon is not exchangeable, refundable or redeemable for cash. Coupon VOID if damaged, defaced, reproduced, bought, bartered or sold for cash. Cash value 1/100¢. Void where prohibited.
      • American Eagle Outfitters® Gift Card
        Call 1.877.274.3004 or go to ae.com for your gift card balance. The gift card can be redeemed for merchandise only at any AE or Aerie store as well as at ae.com aerie.com or by calling 1.888.232.4535. This card cannot be redeemed for cash or applied as payment for any AEO credit account, unless otherwise required by applicable law. To redeem online, enter the gift card number and PIN number at checkout payment step. All online orders using gift cards at checkout will be processed in U.S. funds. Limit of three gift cards per online transaction. Lost, stolen or damaged gift cards may be cancelled and replaced with a new gift card in the amount of the then remaining balance upon proof (original sales receipt) as required by AE. Purchase of the card constitutes acceptance of these terms and conditions. The terms and conditions of your gift card are governed by the laws of the state/province where the card was purchased. Gift cards have no service fees and no expiration dates. Issued by AE Admin Services Co. LLC/American Eagle Outfitters Canada Corporation. ©AEO MGMT. CO. 2014. All rights reserved.
      • Athleta GiftCard
        This Athleta GiftCard ("Card") is issued by Direct Consumer Services, LLC, a California limited liability company, and may be redeemed for merchandise at any Gap brand, Old Navy, Banana Republic or Athleta location, including Outlet and Factory stores. The Card may also be redeemed for merchandise at gap.com, oldnavy.com, bananarepublic.com or athleta.com. Purchases will be deducted from this Card until the value reaches zero. This Card may not be used or redeemed with certain promotional offers and may not be applied as payment on any account. Additional value may be added at any Gap, Old Navy, Banana Republic or Athleta location. Redeemable for cash when the balance is less than $5 or as required by law. Restricted to use in the USA, Canada and Puerto Rico. To check your Card balance, or report a lost or stolen Card: Call toll free 1-877-3ATHLETA. Replacement cards will be issued only for the dollar value remaining on the card at the time you report it lost or stolen. No replacement cards will be issued without original receipt.
      • Avis® Rental Certificate
        Avis services will be based upon the regular Avis rates in effect at the time and location where you present the rental certificate. Renter must meet Avis age, driver and credit requirements. Certificates must be surrendered at time of rental check-out. Other terms and conditions, which are listed on the certificate, may apply. Please read the certificate upon receipt. For reservations and customer service, visit www.avis.com or call 888-439-0632 in the United States. Avis Flat Dollar Certificates (ie. $25, $50 or $100 Certs) are a global product available at participating locations worldwide.
      • babyGap GiftCard
        This Gap GiftCard ("Card") is issued by Direct Consumer Services, LLC, a California limited liability company, and may be redeemed for merchandise at any Gap brand, Old Navy, Banana Republic or Athleta location, including Outlet and Factory stores. The Card may also be redeemed for merchandise at gap.com, oldnavy.com, bananarepublic.com or athleta.com. Purchases will be deducted from this Card until the value reaches zero. This Card may not be used or redeemed with certain promotional offers and may not be applied as payment on any account. Additional value may be added at any Gap, Old Navy, Banana Republic or Athleta location. Redeemable for cash when the balance is less than $5 or as required by law. Restricted to use in the USA, Canada and Puerto Rico. To check your Card balance, or report a lost or stolen Card: Call toll free 1-800-GAP-STYLE. Replacement cards will be issued only for the dollar value remaining on the card at the time you report it lost or stolen. No replacement cards will be issued without original receipt.
      • Bahama Breeze® Gift Card
        Your purchase, use or acceptance of this Gift Card constitutes acceptance of the following terms and conditions. This Gift Card is issued by and represents an obligation solely of Darden SV, Inc. ("Darden"). Each time you use it, we'll deduct that amount from the balance until you've used the full balance of the card. You can add to the card balance at any time.
        • Except where required by law, this gift card is not redeemable for cash.
        • We can't replace it if it's lost or stolen.
        • It may also be used at any Red Lobster, Olive Garden, LongHorn Steakhouse, Seasons 52, Yard House or any other Darden restaurant.
        • Darden approval required to advertise this card.
        • Valid in U.S. only.
      • Banana Republic GiftCard
        This Banana Republic GiftCard ("Card") is issued by Direct Consumer Services, LLC, a California limited liability company, and may be redeemed for merchandise at any Gap brand, Old Navy, Banana Republic or Athleta location, including Outlet and Factory stores. The Card may also be redeemed for merchandise at gap.com, oldnavy.com, bananarepublic.com or athleta.com. Purchases will be deducted from this Card until the value reaches zero. This Card may not be used or redeemed with certain promotional offers and may not be applied as payment on any account. Additional value may be added at any Gap, Old Navy, Banana Republic or Athleta location. Redeemable for cash when the balance is less than $5 or as required by law. Restricted to use in the USA, Canada and Puerto Rico. To check your Card balance, or report a lost or stolen Card: Call toll free 1-888-BR-STYLE. Replacement cards will be issued only for the dollar value remaining on the card at the time you report it lost or stolen. No replacement cards will be issued without original receipt.
      • Barnes & Noble Gift Card
        Barnes & Noble Gift Cards can be used at any Barnes & Noble store nationwide and at BN.com (www.bn.com). They can also be used at any Barnes & Noble College and Bookstar location. Maintenance, dormancy or service fees do not apply to balances on Gift Cards. Gift Cards have no expiration dates. Barnes & Noble Gift Cards may be used to purchase annual memberships in the Barnes & Noble Membership program (continuous billing memberships require a valid credit card). Barnes & Noble Gift Cards will not be replaced if lost or stolen. Barnes & Noble Gift Cards will not be exchangeable for cash except where required by law. Barnes & Noble Gift Cards are issued by Barnes & Noble Marketing Services LLC. Other conditions may apply. See www.bn.com and the back of a Barnes & Noble gift card for details.
      • Bath & Body Works® Gift Card
        To check your available balance, visit any Bath & Body Works or The White Barn Candle Co. store or call 1-800-640-6052

        This gift card is issued by Bath and Body Works GC, LLC and is redeemable at all Bath and Body Works or The White Barn Candle Co. US store locations and on-line at BathandBodyWorks.com.

        This card may not be used for payment on any credit card account, to purchase another gift card, towards previously purchased merchandise, and is not redeemable for cash unless otherwise required by applicable law. If this gift card is lost, stolen or destroyed, Bath and Body Works or The White Barn Candle Co. may replace it if you provide the gift card number. Replacement card will be the value of the gift card at the time Bath & Body Works or The White Barn Candle Co. receives your report of loss, theft or unauthorized use. This gift card has no expiration date.
      • Bed Bath & Beyond® Gift Card
        Bed Bath & Beyond® Gift Cards are redeemable for merchandise only and may not be redeemed for cash, except where required by law. Gift cards cannot be used for portrait studio services. If a gift card is lost or stolen, a replacement card will be reissued with the balance remaining when an original receipt is presented. This card is issued by BBB Value Services Inc. There are no service fees or expiration dates connected with the use of a Bed Bath & Beyond Gift Card. Bed Bath & Beyond is not a sponsor of this promotion. Terms and conditions apply to gift cards. Bed Bath & Beyond is a registered trademark. © 2012 Bed Bath & Beyond Inc. and its subsidiaries. Card can also be redeemed at our other retail concepts or on-line at bedbathandbeyond.com and buybuybaby.com.
      • Best Buy Gift Card
        Not redeemable for cash. BEST BUY® is not affiliated with Citibank, N.A. Best Buy does not sponsor, endorse, approve or have any responsibility for this promotion. Please see back of card for terms and conditions. Not valid as payment on Best Buy Credit Card. Redeemable at any Best Buy U.S. location or at www.bestbuy.com for merchandise and services only. BEST BUY, the BEST BUY logo and the tag designs are trademarks of BBY Solutions, Inc.
      • Bloomingdale's Gift Card
        For balance or customer service go to bloomingdales.com/gcbal or any Bloomingdale's store, or call 1-800-511-2752. This card is redeemable only for merchandise and in-store services at Bloomingdale's (USA stores only) and bloomingdales.com; it may not be redeemed for cash (except as required by law) or applied as payment or credit to any credit card account. Bloomingdale's cards may be purchased as a gift or given in place of issuing a credit to a credit card or a proof of purchase return from another payment method. Returns may be applied to this card. Card receipts will show any remaining balance. Protect this card: you are responsible if it is lost or stolen. Lost or stolen cards will only be replaced with proof of purchase and only for the value shown on our records. Bloomingdale's gift cards are non expiring. This card is issued by Bloomingdale's Gift Card, LLC and is required for all inquiries.
      • Brooks Brothers Gift Card
        Your Gift Card is redeemable for merchandise and services only at Brooks Brothers. It cannot be redeemed for cash (unless prohibited by law) or applied as payment to your Brooks Brothers credit card account. Valid at U.S. and Canadian stores, online and by phone. To verify your remaining balance see a sales associate, call 1-800-345-7118 or go to BrooksBrothers.com. Please safeguard your Gift Card, it is not replaceable if lost or stolen.
      • Budget® Rental Certificate
        Budget services will be based upon the regular Budget rates in effect at the time and location where you present the rental certificate. Renter must meet Budget age, driver and credit requirements. Certificates must be surrendered at time of rental check-out. Other terms and conditions, which are listed on the certificate, may apply. Please read the certificate upon receipt. For reservations, visit www.budget.com and customer service inquiries may be directed to 800-826-3409 in the U.S. Budget Flat Dollar Certificates ($25, $50 or $100) are a global product available at participating locations worldwide.
      • Buffalo Wild Wings® Gift Card
        The Buffalo Wild Wings® gift card does not expire. If you forget your gift card balance, check out their website: buffalowildwings.com or call 1.888.689.4801. Stop in with your gift card and purchase food, product, beverage or alcohol (where permitted by law) at any participating Buffalo Wild Wings location in the U.S. Need help finding a B-Dubs®? Visit buffalowildwings.com. Your balance will remain on your gift card until the full amount has been used, except where otherwise required by law. Your gift card cannot be replaced if lost or stolen without an original proof of purchase. This gift card is not redeemable for cash except as required by law. Not redeemable online. Use of this gift card constitutes acceptance of these terms. This gift card is not valid in Canada. This gift card is issued by Blazin Wings, Inc.
      • Build-A-Bear Workshop® Gift Card
        Use of this card constitutes acceptance of the following terms: Your Bear Buck$® gift card can be redeemed for merchandise at participating Build-A-Bear Workshop® locations in the United States, Puerto Rico, and Canada, or online at www.buildabear.com. To use, present this gift card at the time of purchase. Purchase amount, plus applicable taxes will be deducted from available balance until the value reaches zero. Additional value may be added to this Bear Buck$ gift card at any participating location. Cards are non-refundable, cannot be exchanged for cash and cannot be replaced if lost or stolen, except as otherwise required by law. Dollar values are in the currency of the country where this card is purchased. If this card is redeemed for merchandise priced in a currency other than the currency in which the card was purchased, the card's valuation will be calculated using the exchange rate quoted by our bank at the date of redemption. Gift cards can be purchased for a minimum of $5 and the maximum of $150. © Build-A-Bear Workshop. Build-A-Bear Workshop® and Bear Buck$® are trademarks of the issuer used under License. All rights reserved.

        To check available balance go to www.buildabear.com, call (toll free) 1-888-566-4977 or visit a store near you. For a store near you visit our website or call (toll free) 1-877-789-BEAR (2327). No value until activated.
      • Cabela's Gift Card
        USE OF THIS CARD CONSTITUTES ACCEPTANCE OF THE FOLLOWING TERMS: Gift Card is issued by Cabela's, Inc. Card balance may be checked, or its remaining balance may be used to redeem Cabela's merchandise and services, through the Cabela's Catalog (800.237.4444), Cabela's retail locations, or the Cabela's website (cabelas.com). Treat this card like cash. Lost, stolen or damaged cards replaced only with valid proof of purchase or as required by applicable law. May not be exchanged for cash except as required by applicable law. This card is not a credit or debit card, has no implied warranties, is non-rechargeable, and may not be used toward payment of a credit account. No fees. No expiration. Cabela's, Inc. reserves the right to change these terms at any time.
      • Carnival Cruise Lines® Gift Certificate
        Please treat this gift card like cash. Cardholder bears all risk of loss in the event this card is lost, stolen, damaged or used without cardholder's permission. This card is issued by CCL Gifts, LLC. In no event is CCL Gifts, LLC, or any parent, subsidiary or affiliate responsible or required to replace any card value. Card cannot be redeemed for cash unless required by law. Complete terms and conditions available at carnival.com/giftcardterms. Use of this card constitutes acceptance of these terms and conditions. This card does not expire and is not reloadable.
      • Chart House® Gift Card
        This Card is issued by MOCGC, Corp. and may be used to purchase goods and services at any Landry's, Inc. or affiliated location in the U.S. until the full balance is used. The Card has no cash value; except as required by law, it is not redeemable for cash. It will not be replaced if lost, stolen, altered or damaged. Any resale is strictly prohibited. For balance inquiries, call 1-888-345-8380. Gift cards are redeemable at any Landry's Inc. affiliated location in the US. For a complete list of locations, or more information about Landry's, visit www.landrysinc.com.
      • The Cheesecake Factory® Gift Card
        The Cheesecake Factory® Gift Card can be used at any of The Cheesecake Factory restaurants nationwide. You may add value to your gift card during any visit to The Cheesecake Factory restaurants. Where prohibited by law, you cannot use this gift card to pay for alcoholic beverages. The terms and conditions for use of a The Cheesecake Factory Gift Card include: treat the card as cash; safeguard the card as it cannot be replaced if lost or stolen; the card does not expire or accrue fees; where prohibited by law, the card cannot be used to pay for alcoholic beverages; use of the card constitutes acceptance of the terms and conditions for use of the card; not valid in the state of New Mexico; the card is subject to all state and federal laws and regulations, which may change from time to time. Therefore the terms and conditions affecting use of the card are subject to change without notice; card only valid in the United States. You may also check your gift card balance by calling 1-888-891-2429.
      • The Children's Place Gift Card
        Your use of this card constitutes acceptance of the following terms and conditions: This card can be used for purchases of merchandise at THE CHILDREN'S PLACE stores or outlets, or online @ childresplace.com. Redeemable in US only. This card is not redeemable for cash unless required by law and cannot be replaced if lost, stolen or used without your permission. For balance inquiries call 1-800-501-3232 or visit us @ childrensplace.com/giftcardbalance.
      • Chili's® Grill and Bar Gift Card
        For balance inquiry or customer service, call 1-888-532-6092. You may redeem this card for food or beverages at any Chili's Grill & Bar, Romano's Macaroni Grill, On The Border Mexican Grill & Cantina or Maggiano's Little Italy restaurant in the U.S. Card may not be redeemed for cash, except as required by law. Original activation receipt is required for replacement of lost or stolen gift cards. No service fees are charged in connection with this card. Issued by Brinker Services Corporation. For location information, visit www.chilis.com. Brinker International and all of its affiliated brands, including Chili's® Grill & Bar, Maggiano's Little Italy®, On The Border Mexican Grill & Cantina®, and Romano's Macaroni Grill® are not a sponsor or co-sponsor of this promotion and is not liable for any alleged or actual claims related to this offer. See back of card for terms and conditions. All brand names and logos are registered trademarks of their respective owners.
      • Citi BikeSM Annual Membership e-Gift Certificate
        This e-gift certificate is good for one Citi Bike Annual Membership only. E-gift certificates do not expire. The Citi Bike Annual Membership will be fulfilled by NYC Bike Share, LLC. Citi Bike is a service mark of Citigroup Inc. Please refer to the Citi Bike user agreement for more details: https://citibikenyc.com/user-agreement
      • Claim Jumper® Gift Card
        This Card is issued by MOCGC, Corp. and may be used to purchase goods and services at any Landry's, Inc. or affiliated location in the U.S. until the full balance is used. The Card has no cash value; except as required by law, it is not redeemable for cash. It will not be replaced if lost, stolen, altered or damaged. Any resale is strictly prohibited. For balance inquiries, call 1-888-345-8380. Gift cards are redeemable at any Landry's Inc. affiliated location in the US. For a complete list of locations, or more information about Landry's, visit www.landrysinc.com.
      • Cracker Barrel Old Country StoreTM Gift Card
        Protect the Gift Card Like Cash. No Fees. No Expiration Date. This card is offered by Cracker Barrel Old Country Store, Inc. and may be applied toward any purchase or service at any Cracker Barrel Old Country Store® location. Except where prohibited by law, this card will not be redeemable for cash or credit, nor replaced if lost or stolen. Visit crackerbarrel.com for complete terms and conditions.

        For balance inquiries, see cashier, check your receipt, call 1-866-604-1011, or visit crackerbarrel.com.
      • CVS/pharmacy® Gift Card
        Usable up to balance only to buy goods or services at a CVS/pharmacy® store. Cannot be used to buy money orders or prepaid cards, to make online purchases or as payment on a credit account. Not redeemable for cash unless required by law. Reloadable. Not a credit or debit card and has no inactivity fees. SAFEGUARD THIS CARD. It will not be replaced or replenished if lost, stolen or used without authorization. CardFact 25, Inc. is the card issuer and sole obligor to card owner. CardFact may delegate its issuer obligations to an assignee, without recourse. If delegated, the assignee, and not CardFact, will be sole obligor to card owner. Purchase, use or acceptance of card constitutes acceptance of these terms. For balance, visit www.cvs.com. For inquiries, call Customer Service toll-free at 1-877-295-7777. CVS and related marks and designs are trademarks of CVS/pharmacy. ©2013 CVS/pharmacy®.
      • Dean & DeLuca Gift Card
        DEAN & DELUCA gift cards can be redeemed on-line at www.deandeluca.com; via telephone through the customer care center and in DEAN & DELUCA retail markets and cafes. Recipients can check their gift card balances on-line at www.deandeluca.com/giftcard or by calling 877.826.9243. To check the balance you must have the card number with the three digit access code.
      • Dillard's Gift Card
        This card is not redeemable for cash, and may not be used as payment on Dillard's Charge. This card may be redeemed for merchandise or services only. This card is issued by and is an obligation of Dillard's Dollars Inc. and is accepted at any Dillard's store or online. For your card balance, visit us at www.Dillards.com.
      • Eddie Bauer® Gift Card
        Eddie Bauer® is a registered trademark of Eddie Bauer Licensing Services LLC. Your acceptance of this gift card constitutes your agreement to these terms and conditions. This card is redeemable in the U.S. and Canada for merchandise at all participating Eddie Bauer stores and Eddie Bauer Outlet stores, catalogs or on-line. Cards cannot be redeemed for cash, or applied as payment to any credit card account or for prior or pending purchases. Eddie Bauer is not responsible for lost or stolen cards, or for funds used without your knowledge or other unauthorized use. Refunds or replacements may be issued with original proof of purchase or as required by law. This card is issued in U.S. funds by Eddie Bauer Gift Card Services LLC. DISCLAIMER: Eddie Bauer is not a sponsor or co-sponsor of this promotion. Eddie Bauer® is a registered trademark of Eddie Bauer Licensing Services LLC. Your acceptance of this Gift Card constitutes your agreement to the terms and conditions listed on the back of each card.
      • Express Gift Card
        Use of this card constitutes acceptance of the following terms. To check the available balance, visit any EXPRESS store of call 1-888-244-0327. Cards cannot be redeemed for cash, except as required by law. This card is issued by EXPRESS GC, LLC and is redeemable for merchandise only in the U.S. at EXPRESS, EXPRESS Men stores, EXPRESS Factory Outlet and express.com unless otherwise required by applicable law. This card may not be used for payment on any EXPRESS NEXT Credit Card account, to purchase another GiftCard, or toward previously purchased merchandise. Treat this card as cash. If this card is lost, stolen or destroyed, EXPRESS may replace it if you provide the card number. Replacement card will be the value of the card at the time EXPRESS receives your report of loss, theft or unauthorized use. This card carries no expiration date. For a store location nearest you or to learn more about EXPRESS, please visit us at EXPRESS.COM.
      • Fandango®
        Fandango, the nation's largest movie ticketing service, sells tickets to approximately 20,000 screens and almost 1,600 theaters. One of the Web's top movie destinations, Fandango entertains and informs moviegoers with reviews, commentary and trailers, and offers the ability to quickly select a film, plan where and when to see it and buy tickets up to 45 days in advance. A Fandango e-gift code will be sent via e-mail for your redemption. Fandango e-gift codes do not expire and are valid only for purchases made at www.fandango.com or via a Fandango app for Fandango partner theaters in the U.S. If movie ticket(s) with Fandango's convenience fee included is more than value of the e-gift code, customer must pay the difference with a valid credit or debit card or via PayPal. May not be combined with any other offers or promotions, will not be replaced if lost or stolen, and is not for resale. No cash value except as may be required by law. Fandango is not a sponsor or co-sponsor of this program. See www.fandango.com/termsofuse.aspx and www.fandango.com/purchasepolicy.aspx for additional details.
      • Foot Locker® Gift Card
        Foot Locker is the world's largest athletic specialty store retailer, offering a broad selection of footwear and apparel to meet today's ever-changing needs. Whether it is function or fashion, Foot Locker, Lady Foot Locker, and Kids Foot Locker have what everyone is looking for! The Foot Locker GiftCard is redeemable for the latest in athletic footwear and apparel at over 2,000 Foot Locker, Lady Foot Locker and Kids Foot Locker stores in the U.S. and Canada. For the Foot Locker store location nearest you go to our Dealer Locator on the website. You can access all Foot Locker locations. Foot Locker GiftCards are also redeemable through our catalogs and online. www.footlocker.com, www.ladyfootlocker.com, www.kidsfootlocker.com. Foot Locker GiftCards have no expiration date or applicable dormancy fees. Foot Locker is not a participating partner or sponsor in this program. Foot Locker GiftCard Sales / Powered by PMG Toll-Free: 800-690-5996. giftcards@footlockergiftcard.com, www.footlockergiftcards.com.
      • Gap GiftCard
        This Gap GiftCard ("Card") is issued by Direct Consumer Services, LLC, a California limited liability company, and may be redeemed for merchandise at any Gap brand, Old Navy, Banana Republic or Athleta location, including Outlet and Factory stores. The Card may also be redeemed for merchandise at gap.com, oldnavy.com, bananarepublic.com or athleta.com. Purchases will be deducted from this Card until the value reaches zero. This Card may not be used or redeemed with certain promotional offers and may not be applied as payment on any account. Additional value may be added at any Gap, Old Navy, Banana Republic or Athleta location. Redeemable for cash when the balance is less than $5 or as required by law. Restricted to use in the USA, Canada and Puerto Rico. To check your Card balance, or report a lost or stolen Card: Call toll free 1-800-GAP-STYLE. Replacement cards will be issued only for the dollar value remaining on the card at the time you report it lost or stolen. No replacement cards will be issued without original receipt.
      • Gilt Gift Card
        Gilt Gift Cards may be used only for the purchase of eligible goods on gilt.com or giltcity.com. Except as required by law, this card cannot be transferred for value or redeemed for cash. Use of Gilt Gift Cards requires a Gilt account. To use your Gilt Gift Card, visit "check out" on gilt.com or giltcity.com and enter the gift card code where prompted. Gilt.com is not responsible if a card is lost, stolen, destroyed or used without permission. For complete terms and conditions, see http://www.gilt.com/company/giftCardTermsOfUse. No expiration or service fees.
      • Gymboree® Gift Card
        The Gymboree gift card is redeemable for merchandise only at U.S. Gymboree stores and online at www.gymboree.com and cannot be redeemed at Gymboree Play & Music sites. Purchases will be deducted from the card balance until the value reaches zero. The card may not be applied as payment to any account except as required by applicable law. This card may be redeemed for cash if the balance is less than $10, except as otherwise required by law. Lost, stolen or damaged gift cards may be replaced for the remaining balance at the time of notice upon presenting an original sale or gift receipt. Any term is void where prohibited by law. Check your card balance by calling 1-800-255-1989. For more information visit gymboree.com.
      • The Home Depot® Gift Card
        You may use this Gift Card toward the purchase of merchandise at any Home Depot® store. This Gift Card has no implied warranties and is not a credit card or debit card. This Gift Card is redeemable for merchandise only and will not be redeemed or exchanged for cash, check or credit. It may not be used for payment on any credit or loan account. You may check your card balance at any store and online. Lost, stolen or damaged Gift Cards will not be canceled and replaced without the required proof of purchase. Home Depot Incentives, Inc. reserves the right to change these requirements. Citibank, N.A. is not affiliated with The Home Depot®. The Home Depot® is a registered trademark of Homer TLC, Inc. The Home Depot® is not a sponsor of this program.
      • Hyatt Hotels & Resorts®
        Hyatt Check Certificates

        The Hyatt Check Certificate may only be accepted in increments equivalent to or in excess of the face value toward eligible purchases equivalent to, or in excess of the face valued at participating Hyatt Hotels and Resorts. Multiple Hyatt Check Certificates will be accepted individually only in such increments in excess of their face value. Locations are subject to change without notice and acceptance varies by property. Not valid for Casino charges, concessions within the hotel not owned or operated by Hyatt, packages or rates that require advanced purchase or deposit, deposits, payments for meeting, catering, and group functions, negotiated volume rates (whether paid by the group or on an individual basis) for example, negotiated volume business, organization, meeting, convention, and crew rates. Negotiated volume rates are special rates that have been previously negotiated and agreed to in writing by a business, individual, organization or association in exchange for a "volume" or block of rooms. In the United States and Puerto Rico the total charged will be reduced by the face value of the Hyatt Check Certificate. Outside of the United States and Puerto Rico, the total charges will be reduced by converting the USD value of the Hyatt Check Certificate into local currency according to the daily exchange rate at the hotel. If a transaction exceeds the Hyatt Check Certificate's face value, the user must pay the difference. The Hyatt Check Certificate is not replaceable if lost, destroyed or stolen. Hyatt Check Certificate does not expire. Void if altered, photocopied, or reproduced. Terms are void where prohibited by law. The use of Hyatt Check Certificates at certain destinations shall be subject to respective government approvals, regulations, restrictions and applicable taxes. Terms and Conditions of the Hyatt Check Certificates are governed by the laws of the state of Maryland, USA without regard to its choice of law provisions. Certificate is void if sold for cash or other consideration. Hyatt Hotels & Resorts encompasses hotels and resorts managed, franchised, or operated by subsidiaries and affiliates of Hyatt Hotels Corporation. HYATT, Grand Hyatt, Hyatt Regency, Park Hyatt, Hyatt Place, Hyatt House, and Andaz, names, designs and related marks are trademarks of Hyatt Hotels Corporation. If the Hyatt Check Certificate is received as a premium, as a part of a loyalty program, or other non-cash transaction, these additional terms and conditions shall apply:

        • Please see the front of the Gift Check for its expiration date.
        • No credit or change will be given on any unused portion of the certificate.
        • Certificate is void if sold for cash or other consideration.

          For questions regarding use of Hyatt Check Certificates, applicable rates or more information, call (800) 555-0233 or contact your hotel of choice. © 2014 Hyatt Fulfillment of Maryland. All rights reserved.
      • iTunes® Gift Card
        Valid only on iTunes Store for U.S. Requires iTunes account and prior acceptance of license and usage terms. To open an account you must be 13+ and in the U.S. Compatible software, hardware, and Internet access required. Not redeemable for cash, no refunds or exchanges (except as required by law). Card may not be used to purchase any other merchandise, allowances or iTunes gifting. Data collection and use subject to Apple Customer Privacy Policy, see www.apple.com/privacy, unless stated otherwise. Risk of loss and title for card passes to purchaser on transfer. Neither Apple nor Issuer is responsible for any loss or damage resulting from lost or stolen cards or use without permission. Apple and its licensees, affiliates, and licensors make no warranties, express or implied, with respect to card or the iTunes Store and disclaim any warranty to the fullest extent available. These limitations may not apply to you. Void where prohibited. Not for resale. Subject to full terms and conditions, see www.apple.com/legal/itunes/us/gifts.html. Content and pricing subject to availability at the time of actual download. Content purchased from the iTunes Store is for personal lawful use only. Don't steal music. © 2014 Apple Inc.

        iTunes is a registered trademark of Apple Inc. All rights reserved. Apple is not a participant in or sponsor of this promotion.
      • Kohl's® Gift Card
        This card is redeemable for merchandise at any Kohl's store or online at Kohls.com. This card is issued by and represents an obligation of Kohl's Value Services, Inc. Except where required by law, this card is non-refundable, may not be redeemed for cash or for the purchase of Gift Cards and cannot be applied to any Kohl's Charge account balance. This card has no expiration date. The unused value of lost, stolen or damaged cards can be replaced with required proof of purchase. See store for details. Receipts for purchases made with this card will show the remaining card balance. Card balance may also be obtained from a Kohl's Sales Associate, calling 1-800-655-0554 or online at Kohls.com. Do not mail cards to the Kohl's Payment Center.
      • Lands' End® Gift Card
        This gift card/e-gift card is issued by LEGC, LLC and is redeemable at landsend.com or by calling us at 800-800-5800. Not valid for purchase of any third party cards. Not redeemable for cash, except where required by law. Not redeemable for payment on accounts with open terms. Lost, stolen or damaged gift cards may only be cancelled and replaced with proof of purchase. Protect this card like cash. Use of this card constitutes acceptance of these terms. ©2014 LEGC, LLC.
      • Landry's Restaurants Inc
        This Landry's Restaurants, Inc. (LRI) gift card (Card) may be applied toward the cost of food, beverage or retail merchandise at any LRI restaurant. Presentation of the Card is required for redemption. Each time you use this Card, we will deduct the amount of your purchase until the full value on the Card has been depleted. If the purchase exceeds the funds available on the Card, you must pay the difference at the time of purchase. The Card has no cash value. It cannot be redeemed for cash in any jurisdiction (except as prohibited by law) or in the state of New Jersey and will not be replaced if lost, stolen, altered or damaged. Internet distribution and resale is strictly prohibited. For more information, visit www.landrysrestaurants.com or call 1-800-5-LANDRY (552-6379), or for balance inquiries, call 1-888-345-8380. Please review the Terms & Conditions available at www.landrysrestaurants.com for additional terms and conditions that apply.
      • Legal Sea Foods Gift Card
        You may redeem the Legal Sea Foods Gift Card for food and beverages only at the time of payment at any of the Legal Sea Foods locations or online at shop.legalseafoods.com. The value on the Legal Sea Foods Gift Card will not be replaced if the Gift Card is lost, stolen, destroyed, altered, or used without your permission, unless you can provide the Gift Card number. Replacement value will be the value of the Legal Sea Foods Gift Card at the time you report the loss, theft, or unauthorized use. Except where required by law, the Legal Sea Foods Gift Card will not be exchanged for cash. Use of this Legal Sea Foods Gift Card constitutes acceptance of these terms and conditions. Prior to the Gift Card's initial use, if you object to these terms and conditions, you may elect to return the Gift Card to Legal Sea Foods, GC, LLC, One Seafood Way, Boston, MA 02210 and receive a refund for the Gift Card's balance less a $5.00 processing fee. The terms and conditions of the Legal Sea Foods Gift Card are governed by the laws of the state where the card was purchased. The Legal Sea Foods Gift Card has no expiration date or other service fees.
      • The Limited Gift Card
        The Limited gift card is issued by The Limited Stores GC, LLC and is redeemable at all The Limited US state stores, outlet locations and thelimited.com. To check your available gift card balance, visit any The Limited store or call 1-877-280-3687.The Limited gift card may not be used for payment on any credit card account, to purchase another gift card or toward previously purchased merchandise and is not redeemable for cash unless otherwise required by applicable law. If the gift card is lost, stolen or destroyed, The Limited may replace it if you provide the gift card number. Replacement card will be the value of the gift card at the time The Limited receives your report of loss, theft or unauthorized use. The Limited gift card has no expiration date.
      • L.L. Bean Gift Card
        No expiration date or added fees. Accepted online, by phone or at any L.L.Bean store or outlet. Good towards thousands of L.L.Bean products. Redeemable toward any Outdoor Discovery Schools® adventure. L.L.Bean Gift Cards cannot be redeemed for cash (except where required by law) or applied to an L.L.Bean Visa Credit Card account. Please treat gift cards like cash, as they cannot be replaced if lost or stolen. Note: Gift cards do not count toward the minimum order value required for promotional offers.
      • LongHorn Steakhouse® Gift Card
        Your purchase, use or acceptance of this Gift Card constitutes acceptance of the following terms and conditions. This Gift Card is issued by and represents an obligation solely of Darden SV, Inc. ("Darden"). Each time you use it, we'll deduct that amount from the balance until you've used the full balance of the card. You can add to the card balance at any time. (1) Except where required by law, this gift card is not redeemable for cash. (2) We can't replace it if it's lost or stolen. (3) It may be used at any Red Lobster, Olive Garden, LongHorn Steakhouse, Bahama Breeze, Seasons 52, Yard House or any other Darden restaurant. (4) Darden approval required to advertise this card. (5) Valid in U.S. only. For Gift Card balance and activity visit www.darden.com or call toll-free 1-877-500-9706. © 2014 Darden Concepts, Inc.
      • Lowe's® Gift Card
        This is not a credit/debit card and has no implied warranties. This card is not redeemable for cash unless required by law and cannot be used to make payments on any charge account. Lowe's® reserves the right to deactivate or reject any Gift Card issued or procured, directly or indirectly, in connection with fraudulent actions, unless prohibited by law. Lost or stolen Gift Cards can only be replaced upon presentation of original sales receipt for any remaining balance. It will be void if altered or defaced. To check your Lowe's® Gift Card balance, visit Lowes.com/GiftCards, call 1-800-560-7172 or see the Customer Service Desk in any Lowe's® store. ©2013 Lowe's Companies, Inc. All rights reserved. Lowe's®, the gable design and Never Stop Improving are trademarks of LF, LLC.
      • Macy's Gift Card
        Macy's Gift Cards may be used to purchase merchandise and in-store services only. Gift cards are accepted at 800+ Macy's stores nationwide & on-line at www.macys.com. They may not be redeemed for cash or applied as payment to your credit card account. When you make a purchase with the Gift Card, your receipt will show your remaining balance. To check the balance on your Gift Card, call 1-800-511-2752 or see a Sales Associate. Macy's name and logo are registered trademarks of Macy's, Inc. Macy's is not a sponsor or co-sponsor of this program.
      • Maggiano's Little Italy® Gift Card
        For balance inquiry or customer service, call 1-888-532-6092. You may redeem this card for food or beverages at any Chili's Grill & Bar, Romano's Macaroni Grill, On The Border Mexican Grill & Cantina or Maggiano's Little Italy restaurant in the U.S. Card may not be redeemed for cash, except as required by law. Original activation receipt is required for replacement of lost or stolen gift cards. No service fees are charged in connection with this card. Issued by Brinker Services Corporation. For location information, visit www.chilis.com. Brinker International and all of its affiliated brands, including Chili's® Grill & Bar, Maggiano's Little Italy®, On The Border Mexican Grill & Cantina®, and Romano's Macaroni Grill® are not a sponsor or co-sponsor of this promotion and is not liable for any alleged or actual claims related to this offer. See back of card for terms and conditions. All brand names and logos are registered trademarks of their respective owners.
      • Mandarin Oriental Gift Card
        By redeeming for a Mandarin Oriental Gift Card, you are agreeing to be bound by the following Conditions of Use. Mandarin Oriental may update the Conditions of Use from time to time.

        The Mandarin Oriental Gift Card is redeemable against direct hotel charges at Mandarin Oriental hotels and resorts participating at time of redemption and may not be used as an advance deposit for future services. Please note that the Mandarin Oriental Gift Card may not be used at certain outsourced facilities at participating properties.

        When a Mandarin Oriental Gift Card is redeemed at a hotel or resort where the local currency is other than the currency in which the card was issued, the current exchange rate of the hotel or resort will be used and an exchange rate fee of 4% will apply.

        Mandarin Oriental Gift Cards are not refundable and may not be exchanged for cash unless required by law. Mandarin Oriental Gift Cards have no value unless redeemed. Guest charges in excess of the Mandarin Oriental Gift Card's balance may be settled with cash or major credit card.

        Mandarin Oriental Hotel Group is not responsible for Mandarin Oriental Gift Cards which are lost, stolen or destroyed. In order to protect the gift card balance, you may register your Mandarin Oriental Gift Card and follow the reporting procedures set forth on www.mandarinoriental.com when a Mandarin Oriental Gift Card has been lost or stolen. Until the reporting procedure has been followed, any use of the Mandarin Oriental Gift Card is at your risk. Following proper reporting of a lost or stolen card, the existing balance of the Mandarin Oriental Gift Card will be frozen and a replacement card will be issued for that amount. Mandarin Oriental Hotel Group reserves the right to cancel a Mandarin Oriental Gift Card if we believe that the card was obtained through fraudulent or unauthorized means.

        By registering your Mandarin Oriental Gift Card, you are consenting to the collection, use and disclosure of your personal information for the purpose of providing to Mandarin Oriental Hotel Group the necessary information to register your Mandarin Oriental Gift Card and enable you to benefit from the registration service. Customer details may be shared with third parties solely for purposes of processing your transaction. Any personal information, including credit card details, will be handled in accordance with the Mandarin Oriental Hotel Group Privacy Policy.

        Any obligations owed to you with respect to the Mandarin Oriental Gift Card are solely the responsibility of Mandarin Oriental Global Gift Card Limited, Mandarin Oriental Global Gift Card (International) Limited, as applicable, which legal entity will be designated on the back of your Mandarin Oriental Gift Card, and no other person or entity, including (but not limited to) any Mandarin Oriental hotel or resort, owes any obligation to you with respect to your Mandarin Oriental Gift Card.

        Mandarin Oriental Hotel Group
        C/o Mandarin Oriental Global Gift Card Programme
        Kings Court, 2 - 16 Goodge Street, London W1T 2QA
        mohg-giftcard@mohg.com
      • McCormick & Schmick's® Gift Card
        This Card is issued by MOCGC, Corp. and may be used to purchase goods and services at any Landry's, Inc. or affiliated location in the U.S. until the full balance is used. The Card has no cash value; except as required by law, it is not redeemable for cash. It will not be replaced if lost, stolen, altered or damaged. Any resale is strictly prohibited. For balance inquiries, call 1-888-345-8380. Gift cards are redeemable at any Landry's Inc. affiliated location in the US. For a complete list of locations, or more information about Landry's, visit www.landrysinc.com.
      • Morton's® Gift Card
        This Card is issued by MOCGC, Corp. and may be used to purchase goods and services at any Landry's, Inc. or affiliated location in the U.S. until the full balance is used. The Card has no cash value; except as required by law, it is not redeemable for cash. It will not be replaced if lost, stolen, altered or damaged. Any resale is strictly prohibited. For balance inquiries, call 1-888-345-8380. Gift cards are redeemable at any Landry's Inc. affiliated location in the US. For a complete list of locations, or more information about Landry's, visit www.landrysinc.com.
      • Motherhood Maternity® Gift Card
        Once activated, this card is redeemable at Motherhood Maternity®, A Pea in the Pod®, Destination Maternity®, and Motherhood Maternity Outlet®, or online at motherhood.com, apeainthepod.com, and destinationmaternity.com. This card may not be redeemed in any department store where our product is sold. To use this card by phone, call customer service at 1-800-4MOM2BE. Lost, stolen or damaged cards will not be replaced nor can cards be redeemed for cash, except as required by law. If ordering online, please save this card in case of product return. Card retains unused balance. For balance, please call customer service at1-800-4MOM2BE or visit one of our locations. Issued by Destination Maternity Corporation®. All rights reserved.
      • National OurEnergy Wind Energy Certificate
        These certificates support the generation of American renewable electricity, and offset an equal amount of conventional electricity generation. National OurEnergy Certificates will not replace or reduce your conventional electric bill.
      • Nike Gift Card
        Term of Expiration: Nike Gift Cards do not expire. Restrictions: The Nike Gift Card is redeemable for merchandise at Nike-owned retail store locations (NIKETOWN, NikeFactoryStores, NikeWomen, NikeClearanceStores, NikeStores) in the United States, Puerto Rico, and on Nike websites, including NikeStore.com and NIKEiD.com. Upon redemption, any unused balance will remain on the Card for future purchases. Card balance is redeemable for merchandise only, and will not be redeemed or exchanged for cash except where required by law (MA residents may request a refund on a credit card if 90% of the Card value is used). Online sites do not ship internationally. Refund/Exchange Policy: No refunds or exchanges on Nike Gift Card orders. Lost/Damaged/Stolen: Treat Gift Cards as cash. To request any remaining balance on a lost, damaged or stolen Gift Card be transferred to a new Card, call Nike Gift Cards with the entire Gift Card number at 1-877-220-6453 or email your request to GiftCards@nike.com. Proper proof of purchase is required. Spent value will not be refunded. Miscellaneous: To view a Gift Card balance visit NikeStore.com and enter the full number into the appropriate box on the Gift Card screen. Redemption Instructions: Online: At time of purchase, enter entire Gift Card number into payment screen. When redeeming a Gift Card where the order total is over the Gift Card amount, any remaining balance must be paid by credit card. In store: Give to customer service rep at time of payment. Purchase value above the card value must be paid with alternate form of payment. Fraud: Nike reserve the right to refuse, cancel or hold for review Gift Cards and orders for suspected fraud, Cards mistakenly issued in an incorrect denomination, or for other violations of Gift Card policies.
      • Old Navy GiftCard
        This Old Navy GiftCard ("Card") is issued by Direct Consumer Services, LLC, a California limited liability company, and may be redeemed for merchandise at any Gap brand, Old Navy, Banana Republic or Athleta location, including Outlet and Factory stores. The Card may also be redeemed for merchandise at gap.com, oldnavy.com, bananarepublic.com or athleta.com. Purchases will be deducted from this Card until the value reaches zero. This Card may not be used or redeemed with certain promotional offers and may not be applied as payment on any account. Additional value may be added at any Gap, Old Navy, Banana Republic or Athleta location. Redeemable for cash when the balance is less than $5 or as required by law. Restricted to use in the USA, Canada and Puerto Rico. To check your Card balance, or report a lost or stolen Card: Call toll free 1-800-OLD-NAVY. Replacement cards will be issued only for the dollar value remaining on the card at the time you report it lost or stolen. No replacement cards will be issued without original receipt.
      • Olive Garden Gift Card
        Your purchase, use or acceptance of this Gift Card constitutes acceptance of the following terms and conditions. This Gift Card is issued by and represents an obligation solely of Darden SV, Inc. ("Darden"). Each time you use it, we'll deduct that amount from the balance until you've used the full balance of the card. You can add to the card balance at any time. (1) Except where required by law, this gift card is not redeemable for cash. (2) We can't replace it if it's lost or stolen. (3) It may be used at any Red Lobster, Olive Garden, LongHorn Steakhouse, Bahama Breeze, Seasons 52, Yard House or any other Darden restaurant. (4) Darden approval required to advertise this card. (5) Valid in U.S. only. For Gift Card balance and activity visit www.darden.com or call toll-free 1-877-500-9706. © 2014 Darden Concepts, Inc.
      • Omaha Steaks® Gift Certificate
        Omaha Steaks gift certificates are redeemable for merchandise from Omaha Steaks Catalog, Retail Stores and via the web at www.osincentives.com/redeem. All direct shipped orders will be vacuum-wrapped, packaged and delivered frozen to your doorstep. Gift certificates have no cash value. Omaha Steaks will not be responsible for issuing cash, checks or additional certificates to customers who do not use the full value of their certificate(s).
      • On The Border Mexican Grill & Cantina® Gift Card
        For balance inquiry or customer service, call 1-888-532-6092. You may redeem this card for food or beverages at any Chili's Grill & Bar, Romano's Macaroni Grill, On The Border Mexican Grill & Cantina or Maggiano's Little Italy restaurant in the U.S. Card may not be redeemed for cash, except as required by law. Original activation receipt is required for replacement of lost or stolen gift cards. No service fees are charged in connection with this card. Issued by Brinker Services Corporation. For location information, visit www.chilis.com. Brinker International and all of its affiliated brands, including Chili's® Grill & Bar, Maggiano's Little Italy®, On The Border Mexican Grill & Cantina®, and Romano's Macaroni Grill® are not a sponsor or co-sponsor of this promotion and is not liable for any alleged or actual claims related to this offer. See back of card for terms and conditions. All brand names and logos are registered trademarks of their respective owners.
      • Panera Bread® Gift Card
        This Panera Bread gift card ("Card") contains no value until activated by the cashier. Treat your Card like cash. For balance inquiry, and other terms and conditions, call 1-877-218-5366 or visit panerabread.com. Reload your Card or check your balance at any Panera Bread® bakery-cafe in the United States. Issued by Bakery Cafe Cards, LLC. This Card may only be used for making purchases at participating Panera Bread bakery-cafes in the United States. This Card may not be redeemed or exchanged for cash (except as required by law) or used to purchase another Panera Bread gift card. No cash will be given as change from Card purchases except as required by law. This Card is valid only if obtained from a Panera Bread bakery-cafe, panerabread.com or another authorized distributor. It is not valid if obtained from unauthorized sellers, including through Internet auction sites. The value of this Card will not be replaced if the Card is lost, stolen, destroyed, altered or used without your permission, except in limited circumstances. Use of this Card constitutes acceptance of applicable terms and conditions. For Panera Bread locations, please visit panerabread.com. ©2014 Panera Bread. All Rights Reserved.
      • Papa John's® Gift Card
        Use of the Papa John's Gift Card constitutes acceptance of the following terms and conditions: The amount contained on the card may be applied toward the purchase of food, beverage or gratuity from any participating Papa John's restaurant. Verification may be required if the card is used other than by physical presentation (such as telephone or on-line ordering). One Gift Card is accepted online per order. If the card is lost, stolen, damaged, destroyed or used without your permission, it will not be replaced or replenished and you will lose any remaining value on the card. The gift card is not redeemable for cash, except as required by law. For gift card inquiries, please call 1-800-325-1119.
      • Pottery Barn® Gift Card
        This card may be used for making purchases at stores in the United States & Puerto Rico, by phone or online with Pottery Barn®, pottery barn kids®, PBteen®, west elm® , Mark and Graham® and Williams-Sonoma®. It may not be redeemed for cash or applied as payment to any account, unless required by law. Pottery Barn does not accept responsibility for cards lost, damaged or stolen, or any unauthorized use of cards. Unauthorized resale prohibited. Acceptance of this card constitutes acceptance of these terms and conditions. Williams-Sonoma, Inc. reserves the right to change these terms and conditions at any time.
        Visit potterybarn.com for balance inquiry, store locations, or to place an order
        To place an order by phone, call 1-800-922-5507.
        For balance inquiry by phone, call 1-800-846-9713.
        © 2014 Williams-Sonoma, Inc.
      • Pottery Barn Kids® Gift Card
        This card may be used for making purchases at stores in the United States & Puerto Rico, by phone or online with Pottery Barn®, pottery barn kids®, PBteen®, west elm® , Mark and Graham® and Williams-Sonoma®. It may not be redeemed for cash or applied as payment to any account, unless required by law. Pottery Barn does not accept responsibility for cards lost, damaged or stolen, or any unauthorized use of cards. Unauthorized resale prohibited. Acceptance of this card constitutes acceptance of these terms and conditions. Williams-Sonoma, Inc. reserves the right to change these terms and conditions at any time.
        Visit potterybarn.com for balance inquiry, store locations, or to place an order
        To place an order by phone, call 1-800-922-5507.
        For balance inquiry by phone, call 1-800-846-9713.
        © 2014 Williams-Sonoma, Inc.
      • PBTeen® Gift Card
        This card may be used for making purchases at stores in the United States & Puerto Rico, by phone or online with Pottery Barn®, pottery barn kids®, PBteen®, west elm® , Mark and Graham® and Williams-Sonoma®. It may not be redeemed for cash or applied as payment to any account, unless required by law. Pottery Barn does not accept responsibility for cards lost, damaged or stolen, or any unauthorized use of cards. Unauthorized resale prohibited. Acceptance of this card constitutes acceptance of these terms and conditions. Williams-Sonoma, Inc. reserves the right to change these terms and conditions at any time.
        Visit potterybarn.com for balance inquiry, store locations, or to place an order
        To place an order by phone, call 1-800-922-5507.
        For balance inquiry by phone, call 1-800-846-9713.
        © 2014 Williams-Sonoma, Inc.
      • Red Door Spa Gift Card
        Red Door Spa is not a sponsor of this program/promotion. Red Door Spa gift cards cannot be returned or redeemed for cash (except where required by law) or used to purchase Gift Certificates. The company will not replace the value of lost or stolen cards. Red Door Spa gift cards do not expire.
      • Red Lobster Gift Card
        Your purchase, use or acceptance of this Gift Card constitutes acceptance of the following terms and conditions. This Gift Card is issued by and represents an obligation solely of Darden SV, Inc. ("Darden"). Each time you use it, we'll deduct that amount from the balance until you've used the full balance of the card. You can add to the card balance at any time. (1) Except where required by law, this gift card is not redeemable for cash. (2) We can't replace it if it's lost or stolen. (3) It may be used at any Red Lobster, Olive Garden, LongHorn Steakhouse, Bahama Breeze, Seasons 52, Yard House or any other Darden restaurant. (4) Darden approval required to advertise this card. (5) Valid in U.S. only.
        For Gift Card balance and activity visit www.darden.com or call toll-free 1-877-500-9706.
        © 2014 Darden Concepts, Inc.
      • Red Robin Gift Card
        This gift card will get you anything on the menu at participating Red Robin® restaurant locations, until the card balance runs out. Use of this card constitutes acceptance of the following terms. If you lose this card or if it is stolen or destroyed, then it's gone for good (it's like losing cash). To check your balance visit us at www.redrobin.com. Not valid in Canada. Card is not reloadable. Card cannot be redeemed for cash, except as required by law.
        For balance inquiries or customer service, call 888-272-6528.
        This gift card program is managed by Red Robin Distributing Company, LLC.
      • Regal Entertainment Group Gift Card
        Your use of this gift card constitutes acceptance of the following terms and conditions. This gift card may only be used at participating Regal Entertainment Group theatres and select online merchants. This gift card is redeemable towards general admission tickets and concession purchases. It cannot be redeemed for cash unless required by law. Protect this card as cash. If the gift card is lost, stolen, damaged or destroyed, proof of purchase and proper identification will be required to obtain a replacement card and the replacement value will be the value of the card at the time the card is reported as lost or stolen. You may check your gift card balance at REGmovies.com or call (800) 291-8173. Visit REGmovies.com for participating theatres and show times and select online merchants. Issued by Regal CineMedia Corporation. Regal CineMedia Corporation and its affiliates (including Regal Entertainment Group) reserve the right to change these terms and conditions. ©2014, Regal Entertainment Group. All rights reserved.
      • Restoration Hardware
        Restoration Hardware gift certificates are not redeemable for cash, cannot replaced if lost, and have no expiration date. Gift certificates are redeemable through mail order and retail (not ecommerce) divisions.
      • Romano's Macaroni Grill® Gift Card
        For balance inquiry or customer service, call 1-888-532-6092. You may redeem this card for food or beverages at any Chili's Grill & Bar, Romano's Macaroni Grill, On The Border Mexican Grill & Cantina or Maggiano's Little Italy restaurant in the U.S. Card may not be redeemed for cash, except as required by law. Original activation receipt is required for replacement of lost or stolen gift cards. No service fees are charged in connection with this card. Issued by Brinker Services Corporation. For location information, visit www.chilis.com. Brinker International and all of its affiliated brands, including Chili's® Grill & Bar, Maggiano's Little Italy®, On The Border Mexican Grill & Cantina®, and Romano's Macaroni Grill® are not a sponsor or co-sponsor of this promotion and is not liable for any alleged or actual claims related to this offer. See back of card for terms and conditions. All brand names and logos are registered trademarks of their respective owners.
      • Royal Caribbean International® Gift Certificate
        The certificate can be used only for Royal Caribbean International® services in accordance with terms and conditions outlined below. Certificates must be redeemed directly through Royal Caribbean International® for the U.S. dollar value as outlined on the face of the certificate. Certificates can be used in multiples and can be used to supplement cash payment or credit card.
        • This is a Maritz Motivation Program. Travel agents, agencies or any other travel intermediary service cannot be used in conjunction with this certificate.
        • Deposit required at time of booking. Upon receipt of certificate any overpayment of booking will be refunded up to the amount of the required deposit applied.
        • All reservations are subject to availability. This certificate is valid for all ships, departures and stateroom categories.
        • To make reservations, call Royal Caribbean International® at 800-959-2092, we are open 24 hours a day, 7 days a week.
        • Please reference that you are using a Maritz Certificate and the ID number when making your reservation.
        • Upon making your reservation, certificates must be forwarded to:

          EXPRESS Mail:
          Royal Caribbean International®
          Attn: Accounting Department
          1050 Caribbean Way
          Miami, Florida 33132
          Regular Mail:
          Royal Caribbean International®
          Attn: Accounting Department
          P.O. BOX 025511
          Miami, Florida 33102

        • Standard deposit and final payment policy applies.
        • Once a reservation has been made with a certificate, standard cancellation policies apply. This certificate will not be replaced if lost, stolen or destroyed.
        • This certificate is non-refundable and non-transferable.
        • CERTIFICATES CAN ONLY BE USED TOWARD A NEW CRUISE RESERVATION.
        • CERTIFICATES ARE NOT VALID FOR ANY ONBOARD EXPENSES.
        • This certificate cannot be applied to ship-board credit, excursions, or gratuities.
        • Optional trip insurance is available and recommended.
        • Tax liability is the responsibility of the certificate user.
        • Certificate is in US dollars and not redeemable for cash. No refund will be given if certificate value exceeds the total value of the cruise vacation.
      • Ruth's Chris Steak House Gift Card
        Your gift card is good at any Ruth's Chris Steak House nationwide including Canada & Puerto Rico only. Gift cards are not redeemable for cash. Lost or stolen gift cards will not be replaced. Ruth's Chris gift card does not carry an expiration date or dormancy fees. Ruth's Chris will accept multiple cards for a single transaction. To order call 1-800-544-0808 or visit www.ruthschris.com.
      • Saks Fifth Avenue Gift Card
        This gift card may be used only to purchase merchandise and services sold at Saks Fifth Avenue stores, through 800.347.9177 or at saks.com. It may not be used to purchase Gift Cards. This Gift Card may not be returned, redeemed for cash or used as payment or credit toward any credit card accounts. This Gift Card may only be returned by the purchaser with presentation of proof of purchase. Lost, stolen or damaged Gift Cards may be cancelled and replaced with a new Gift Card in the amount of the then-remaining balance upon proof as required by Saks Fifth Avenue. Merchandise Credit, LLC issued this Gift Card. For the balance inquiry, call 888.695.4872.
      • Saltgrass® Gift Card
        This Card is issued by MOCGC, Corp. and may be used to purchase goods and services at any Landry's, Inc. or affiliated location in the U.S. until the full balance is used. The Card has no cash value; except as required by law, it is not redeemable for cash. It will not be replaced if lost, stolen, altered or damaged. Any resale is strictly prohibited. For balance inquiries, call 1-888-345-8380. Gift cards are redeemable at any Landry's Inc. affiliated location in the US. For a complete list of locations, or more information about Landry's, visit www.landrysinc.com.
      • Sears® Gift Card
        The Sears® Gift Card is issued by SHC Promotions, LLC, and is not an in-store offer, nor a sponsor of this promotion. Fulfillment of gift cards will be done through Maritz, Inc. Not valid for purchase of third party debit or prepaid cards. Not redeemable at restaurants, portrait studios, or for cash, except where required by law. Cannot be applied to credit accounts. Lost, stolen or damaged gift cards may only be cancelled and replaced with proof of purchase. Protect this card like cash. Sears® Gift Cards are subject to all terms and conditions printed on the Gift Cards and are subject to change at SHC Promotions, LLC's discretion. Use of the card constitutes acceptance of these terms. © 2014 Sears Brands, LLC.
      • Seasons 52® Gift Card
        Your purchase, use or acceptance of this Gift Card constitutes acceptance of the following terms and conditions. This Gift Card is issued by and represents an obligation solely of Darden SV, Inc. ("Darden"). Each time you use it, we'll deduct that amount from the balance until you've used the full balance of the card. You can add to the card balance at any time.

        • Except where required by law, this gift card is not redeemable for cash.
        • We can't replace it if it's lost or stolen.
        • It may also be used at any Red Lobster, Olive Garden, LongHorn Steakhouse, Bahama Breeze, Yard House or any other Darden restaurant.
        • Darden approval required to advertise this card.
        • Valid in U.S. only.
      • Sephora® Gift Card
        Protect this card as you would cash.
        Card has no value until activated. Redeemable for merchandise sold at Sephora locations in the United States and Canada, at sephora.com or through the Sephora catalog. Not redeemable for cash except as required by law. The value of this card will not be replaced if the card is lost, stolen, altered or destroyed. Does not expire. If your purchase exceeds the balance of the card, you must pay for the excess at the time of purchase. Card is the property of and issued by LGCS Inc., a Florida corporation, which is the sole legal obligor to the cardholder. Purchase, use or acceptance of this card constitutes acceptance of these terms and conditions.
        For store locations, orders, or card balance inquiries, please visit www.sephora.com or call 1.877.SEPHORA.
        © 2013 LGCS Inc. All rights reserved.
      • Sports Authority® Gift Card
        This card can be used for purchases of merchandise and services at any Sports Authority/S.A. Elite location in the U.S.A. or online at www.sportsauthority.com. This is not a debit/credit card and has no expressed or implied warranties. This card may not be redeemed for cash except where required by law. If lost or damaged, it will be replaced upon presentation of proof of purchase and proper identification; however, only the value remaining on the card at the time we reissue the card will be replaced. We are not responsible for unauthorized use in the meantime. Protect this card. This card is issued by and represents an obligation of TSA Gift Card, Inc., a Virginia corporation, 1050 West Hampden Avenue, Englewood, CO 80110. For a store nearest you dial toll free in the U.S.A. 1-888-LOOK 4 TSA. For balance inquiries call 1-877-720-6609.
      • Staples® Gift Card
        PROTECT THIS CARD LIKE CASH!
        Instructions: This card may be used just like cash toward the purchase of merchandise and services at Staples® U.S. retail stores and at staples.com®. For balance or questions, call 1-888-609-6963 or visit staples.com/giftcards. Value can be added to this card at any Staples U.S. retail store.
        Terms and Conditions: Valid only if purchased from a Staples U.S. retail store, at staples.com or if purchased or received from an authorized reseller or distributor; Staples reserves the right to not honor cards obtained from unauthorized sellers, including persons selling on auction Web sites, and to deactivate or reject cards issued or procured in connection with fraudulent transactions. Card has no value until activated. Lost, stolen or damaged cards replaced only with valid proof of purchase to extent of remaining card balance. Cannot be used for credit card payments or to purchase other gift cards (including Staples gift cards) or wireless cards. Not redeemable for cash or credit except where required by law. No more than five cards may be used for any single purchase. Cards may not be returned or consolidated.
        Card issued by Staples Value, LLC, a Virginia limited liability company.
      • Starbucks Card
        Treat this Card like cash.
        Reload your Card, check your balance and find out how to register and protect your Card balance at participating stores, Starbucks.com/card or 1-800-782-7282. Cannot be redeemed for cash unless required by law. Refunds only provided for unused Cards with the original receipt. This Card does not expire, nor does Starbucks charge fees. Complete terms and conditions available on our website. Use of this Card constitutes acceptance of these terms and conditions. Printed in the USA.
      • Sunglass Hut Gift Card
        This card is honored at www.sunglasshut.com, and all participating Sunglass Hut and Sunglass Hut Outlet locations in the United States. This card is not valid at Sunglass Hut at Macy's locations. Additional value may be added to this card after initial purchase. This card is not redeemable for cash, except in California and certain other states, and will not be replaced if lost, stolen or damaged. This card has no expiration date and no dormancy fees may be charged. Reproduction, Internet distribution or resale is strictly prohibited. Purchase or use of this Sunglass Hut Gift Card constitutes acceptance of these terms and conditions. This card is in US dollars. For balance inquiry, call 1-888-860-7966. To check cash out eligibility, visit www.sunglasshut.com/giftcards/FAQ. ©2013 Sunglass Hut. All Rights Reserved.
      • SUPERCUTS Card
        The Supercuts Card can be redeemed at 2,000 locations in the U.S. to include both corporate and franchise owned salons. We reserve the right to add or delete store locations which participate at any time and without notice. Due to system limitations, there are a small number of franchise owned locations that cannot process gift cards. To locate a Supercuts salon, you may use the salon locator at www.supercuts.com. Supercuts card recipients may check their card balance/value at participating salons, on-line at www.supercuts.com or by calling 1-877-887-3447. These options are listed on the back of each card. If card is lost and/or stolen, the card will not be cancelled and replaced without proof of purchase. There is no cash given back as change when using the Supercuts card for purchases unless required by law. The Supercuts card is not redeemable for cash or eligible for refunds. The Supercuts card is in US currency only. The Supercuts card cannot be resold without express written approval from Regis Corporation. No expiration dates. No dormancy fees.
      • Target GiftCard
        Target GiftCards are redeemable for merchandise or services (other than American Express® and Visa® prepaid cards) at any Target store in the U.S. or at Target.com. GiftCards are not redeemable for cash or credit except where required by law. For balance information or to report a lost, stolen or damaged card, call Target at 1-800-544-2943. All GiftCards are deemed purchased in and issued from the State of Minnesota. The Bullseye Design, Target and Target GiftCards are registered trademarks of Target Brands, Inc. Target Terms and conditions are applied to gift cards. Target is not a participating partner in or sponsor of this program/offer.
      • TGI FridaysTM Gift Card
        Your TGI FridaysTM Gift Card may only be used for making purchases at participating TGI Fridays restaurants. It cannot be redeemed for cash or applied as payment to any account unless required by law. This card is not reloadable. This card will only be replaced if an original sales receipt, valid identification and original card number are provided. Use of this card constitutes acceptance of these terms and conditions. No dormancy fees. For more information about the TGI Fridays Gift Card, to check the balance or to find the TGI Fridays nearest you , please call 1-888-284-5544 or visit www.fridays.com.© 2013 TGI Friday's of Rockies, Inc. All rights reserved. Valid only in the USA.
      • T.J. Maxx/Marshalls/HomeGoods Gift Card
        PROTECT THIS CARD AND TREAT IT AS YOU WOULD CASH.
        For balance inquiry, please check your most recent receipt or bring your card to any T.J. Maxx, Marshalls or HomeGoods store and an associate will be happy to provide you with your balance.
        Use of this card constitutes acceptance of the following terms. Card cannot be redeemed until activated. Purchases with the card will be deducted from the balance until it reaches $0.00. The card is redeemable for merchandise only at T.J. Maxx, Marshalls and HomeGoods (in the U.S. and Puerto Rico) and cannot be redeemed for cash except where required by applicable law. If lost or stolen, it will not be replaced. This card has no expiration date and incurs no dormancy fees. Any term is void where prohibited by law. This card is issued by and represents an obligation of TJX Incentive Sales, Inc., a Virginia corporation. T.J. Maxx, Marshalls and HomeGoods are registered trademarks of the TJX Companies, Inc.
      • Tourneau Gift Card
        Sales tax where applicable must be paid. No change given. Not valid for repair or straps. Cards cannot be combined with any other promotional offer.
      • Victoria's Secret Gift Card
        PLEASE RECORD THE GIFT CARD NUMBER SHOULD YOU NEED TO REQUEST A GIFT CARD REPLACEMENT This card is issued by Victoria's Secret Stores GC, LLC and is redeemable for merchandise only at US and Puerto Rico Victoria's Secret stores, catalogue, and online at VictoriasSecret.com unless otherwise required by applicable law. This card may not be used for payment on any credit card account, to purchase another gift card or toward previously purchased merchandise. If this card is lost, stolen or destroyed, Victoria's Secret may replace it if you provide the card number. Replacement card will be the value of the card at the time Victoria's Secret receives your report of loss, theft or unauthorized use. This card carries no expiration date. Associates of Victoria's Secret and its affiliates are not eligible to redeem gift cards at Victoria's Secret outlet stores. To check your available balance, visit any Victoria's Secret store or call 1-800-270-8999.
      • Walmart Gift Card
        The balance on this card is solely a liability of Walmart Stores Inc., in the U.S. and Puerto Rico. To use at SAMS CLUB®, the holder must be a SAM'S CLUB member or a 10% service fee will apply except where prohibited. Shopping card value may be applied toward annual Membership. This card cannot be redeemed for cash except in those states that require redemption for cash. Lost or stolen cards cannot be replaced without original receipt.
      • west elm® Gift Card
        This card may be used for making purchases at stores in the United States & Puerto Rico, by phone or online with WEST ELM MARKET®, west elm®, Pottery Barn®, pottery barn kids®, PBteen®, Mark and Graham® and Williams-Sonoma®. It may not be redeemed for cash or applied as payment to any account, unless required by law. west elm does not accept responsibility for cards lost, damaged or stolen, or any unauthorized use of cards. Unauthorized resale prohibited. Acceptance of this card constitutes acceptance of these terms and conditions. Williams-Sonoma, Inc. reserves the right to change these terms and conditions at any time.
        Visit westelm.com for balance inquiry, store locations, or to place an order
        To place an order by phone, call 1-866-937-8356.
        For balance inquiry by phone, call 1-800-846-0125.
        © 2014 Williams-Sonoma, Inc.
      • Williams-Sonoma® Gift Card
        This card may be used for making purchases at stores in the United States & Puerto Rico, by phone or online with PBteen®, pottery barn kids®, Pottery Barn®, west elm®, Mark and Graham® and Williams-Sonoma®. It may not be redeemed for cash or applied as payment to any account, unless required by law. PBteen does not accept responsibility for cards lost, damaged or stolen, or any unauthorized use of cards. Unauthorized resale prohibited. Acceptance of this card constitutes acceptance of these terms and conditions. Williams-Sonoma, Inc. reserves the right to change these terms and conditions at any time.
        Visit pbteen.com for balance inquiry, store locations, or to place an order.
        To place an order by phone, call 1-866-472-8336.
        For balance inquiry by phone, call 1-800-544-7564.
        © 2014 Williams-Sonoma, Inc.
      • Willams-Sonoma Home® Gift Card
        This card may be used for making purchases at stores in the United States & Puerto Rico, by phone or online with Williams-Sonoma Home®, Williams-Sonoma®, Pottery Barn®, pottery barn kids®, PBteen®, and west elm®. It may not be redeemed for cash or applied as payment to any account, unless required by law. Williams-Sonoma Home does not accept responsibility for cards lost, damaged or stolen, or any unauthorized use of cards. Acceptance of this card constitutes acceptance of these terms and conditions, which may change at any time.
        Visit wshome.com for balance inquiry, store locations, or to place an order. To place an order by phone, call 1-888-922-4110. For balance inquiry by phone, call 1-888-395-6345. © 2010 Williams-Sonoma, Inc.
      • Yard House® Gift Card
        Your purchase, use or acceptance of this Gift Card constitutes acceptance of the following terms and conditions. This Gift Card is issued by and represents an obligation solely of Darden SV, Inc. ("Darden"). Each time you use it, we'll deduct that amount from the balance until you've used the full balance of the card. You can add to the card balance at any time.

        • Except where required by law, this gift card is not redeemable for cash.
        • We can't replace it if it's lost or stolen.
        • It may also be used at any Red Lobster, Olive Garden, LongHorn Steakhouse, Bahama Breeze, Seasons 52 or any other Darden restaurant.
        • Darden approval required to advertise this card.
        • Valid in U.S. only.
      • Zappos.com Gift Card
        The Zappos.com Gift Card ("Gift Card") and Zappos.com e-Gift Certificate ("e-Gift Certificate") can only be used online at Zappos.com. Gift Cards and e-Gift Certificates will not be replaced or refunded if lost or stolen. Zappos.com, Inc. and its affiliates are not responsible for lost Gift Cards or e-Gift Certificates. Gift Cards and e-Gift Certificates will not be returnable or exchangeable for cash, except in states where required by law. Coupons and other discounts may not be used to purchase Gift Cards or e-Gift Certificates. A Gift Card or e-Gift Certificate cannot be used to purchase Gift Cards or e-Gift Certificates. Purchase amounts that exceed the value of the tendered Gift Card or e-Gift Certificate will require a credit card for the balance due.
        To obtain your balance on a Zappos.com Gift Card or e-Gift Certificate, please call the Zappos Customer Loyalty Team (ZCLT) at 1-800-927-7671. Please note that in most cases, the balance is adjusted immediately when you make a purchase, but there may be occasions when the updated balance is delayed for a period of time.
        Zappos.com Gift Cards and e-Gift Certificates do not expire and no service fees are assessed for non-use.
      • Zynga Gift Card
        Redeem game card for purchases in any participating Zynga Game. For a list of participating games visit Zynga.com/GameCards. The value of this card may only be used for a single transaction in one of the participating games.
        • Only valid for participating Zynga Games and subject to the Zynga Terms of Service: http://www.zynga.com/legal/terms_of_service.php
        • Zynga reserves the right to terminate user game accounts without notice and/or to request alternative forms of payment in the event that this card is fraudulently obtained or used.
        • Zynga does not accept returns.
        • Unused balances are non-transferable.
        • A separate prepaid card or alternative payment method must be used for purchases that exceed the amount of this card.
        • Zynga and retailer are not responsible for lost or stolen cards.
        • Zynga reserves the right to change any of these terms and conditions from time to time without notice.
        • Void where prohibited or restricted by law.
        • Zynga users must be age 13 or older.
  • Points Expiration and Forfeiture
    1. Point Expiration

      This section tells you if, when and how your Points may expire

      • Expiration of Points Acquired through Your Citi Account. Points you earn using your Citi Account may expire depending on the type of Citi Account you have. See the chart below for more information on if and when Points that you earned using your Citi Account expire.

        If you earned Points
        using this Citi Account...
        Then...
        • AT&T Access Card
        • AT&T Access More Card
        • AT&T Universal Rewards World MasterCard
        • CitiBusiness® ThankYou® Card
        • Citi Chairman Card
        • Citi Prestige® Card
        Your Points won't expire.
        • Citi ThankYou® Preferred Card
        • Citi ThankYou® Premier Card

        Your Points won't expire.

        Former Card Accounts. If you previously had a different Card Account, and we gave you a Citi ThankYou Preferred Card Account or Citi ThankYou Premier Card Account instead, then Points that you earned through purchases with your former Card Account will expire as follows:

        • Former Citi Platinum with ThankYou Rewards Card Accounts, Citi Simplicity Rewards Card Accounts
          and Diamond Preferred Rewards Card Accounts.
          If you earned Points through purchases with a Citi Platinum with ThankYou Rewards Card Account, Citi Simplicity Rewards Card Account or a Diamond Preferred Rewards Card Account, and then we gave you a Citi ThankYou Preferred Card Account or Citi ThankYou Premier Card Account instead, Points earned through purchases with your former Card Account will expire five (5) years from December 31 of the year you earned them. For example, Points earned on July 31, 2013, will expire December 31, 2018.
        • Former PremierPass Card Accounts. If you earned Points through purchases with a Premier Pass Card Account, and then we gave you a Citi ThankYou Preferred Card Account or Citi ThankYou Premier Card Account instead, Points earned through purchases with your former Card Account won't expire as long as you earn Points through a purchase with your Citi ThankYou Preferred Card Account or Citi ThankYou Premier Card Account at least once every 18 months.
        • AT&T Universal Card
        • AT&T Universal Rewards Card
        • AT&T Universal Savings and Rewards Card
        • Citi Forward Card
        Your Points will expire five (5) years from December 31 of the year you earned them. For example, Points earned on July 31, 2013, will expire December 31, 2018.
        • AT&T Universal Business Rewards Card
        • Citi Professional with ThankYou® Rewards
        • CitiBusiness® Card with ThankYou® Rewards
        • CitiBusiness® World Card with ThankYou® Rewards
        Your Points will expire three (3) years from December 31 of the year you earned them. For example, Points earned on July 31, 2013, will expire December 31, 2016.
        • Citibank Checking Accounts
        Your Points will expire three (3) years from December 31 of the year you earned them. For example, Points earned on July 31, 2016, will expire December 31, 2019.
      • Expiration of Purchased Points expire one (1) year from the end of the year in which you purchased them: for example, Points purchased on September 14, 2015, will expire December 31, 2016.
      • Expiration of Points Received through Point Sharing expire 90 days after the date you or another Member shared them – for example, Points shared on January 15, 2016, will expire April 15, 2016.

      TIP:

      If you have Points that expire, when you redeem your Points for a Reward, we'll deduct the Points with the earliest expiration date first from your ThankYou Account. Find out if any Points will expire in the next 60 days by visiting thankyou.com and looking under "My Points Summary" in the "My Account" section. You can also call the ThankYou Service Center at 1-800-THANKYOU (1-800-842-6596).
    2. Loss Or Suspension Of Points

      This section tells you when you may not be able to use Points that you've already earned or received.

      • You Close Your Citi Account. If you have Points, and you voluntarily close your Citi Account, you must use your Points within 60 days after closing your accounts, or you'll lose them.
      • We Close Your Citi Account. If you have Points, and we close your Citi Account for any reason other than inactivity, you'll lose your Points immediately. If we close your account solely due to inactivity, you'll have 60 days from the closure date to use your Points, or you'll lose them.

        TIP:

        If you have multiple Citi Accounts associated with only one ThankYou Account at the time one of your Citi Accounts is closed, you'll lose only the Points that you earned with the closed Citi Account.
      • All Your Citi Accounts Are Closed. If all your Citi Accounts are closed, we'll close your ThankYou Account. As described above, depending on the reason a Citi Account is closed, you may have a period of 60 days to use your Points before we close your ThankYou Account. Once your ThankYou Account is closed, you'll lose any remaining Points immediately.
      • You or We Close Your ThankYou Account. If you have Points, and your ThankYou Account is closed, you'll lose them immediately.
      • We Cancel the Program. If the Program is canceled, you'll have 90 days from the Program's cancellation date to redeem your Points. After 90 days, you'll lose any remaining Points.
      • Losing Points Due to Change in or Failure to Confirm U.S. Tax Status. To participate in the Program through use of a Citibank Checking Account you must be, and continue to be, a U.S. person under IRS regulations (i.e., a citizen or resident alien of the United States) with a valid Social Security or tax identification number and certification of U.S. tax status. If you provide us with a Certificate of Foreign Status, we'll disenroll your Citibank Checking Account, and you'll lose the Points you earned with that account. We may also request that you confirm your status as a U.S. person or correct a missing or incomplete Social Security or tax identification number. If you don't provide us with verification of this information in the form we request in a timely manner, we'll disenroll your Citibank Checking Account from the Program, and you'll lose the Points earned with that account.
      • Point Suspension Due to U.S. Backup Withholding Tax. If you participate in the Program through use of a Citibank Checking Account, we may suspend your ability to use Points if we believe that payments made to you using your Points are subject to U.S. backup withholding tax.
      • Temporary Point Suspension for Late Payment. If you make a late payment on your Card Account you may not be allowed to redeem Points you earned through that Card Account until it is current, and you request that we reinstate those Points. You can make this request on thankyou.com or by calling the ThankYou Service Center at 1-800-THANKYOU (1-800-842-6596).
      • Loss upon Death. You will lose your Points upon your death, and your estate, successors and assigns have no property rights or other legal interests in such Points, except under this circumstance:
        • Cash Rewards Option.If we receive a written request within one (1) year of your death from the executor or administrator of your estate, along with evidence satisfactory to us of your death and the identity and appointment of the executor or administrator, we can allow Points remaining in your ThankYou account to be redeemed for Cash Rewards. Contact the ThankYou Service Center at 1-800-THANKYOU (1-800-842-6596) for more information.
  • Changes and Other Important Information
    1. Changes To This Agreement Or To The Program

      This section tells you when and how we may change this Agreement and the Program.

      • Changes without Notice. We may make changes to the Program and/or the terms of this Agreement at any time without notice. For example, we won't notify you if we change what Rewards are available or the number of Points required to redeem a Reward. If we do make any changes to this Agreement, we'll post an updated copy on thankyou.com.
      • Changes with Notice. We'll give you 30 days' written notice if we make any of the following changes:
        • a change that negatively affects the number of Points you can earn
        • a change that negatively affects when your Points expire or how/when you may lose Points
        • a change in how you can exercise your rights under this Agreement
        • if we cancel the Program
    2. Fraud, Misuse And Abuse; Other Important Information

      This section tells you that we may take action in response to account fraud, misuse or abuse, including taking away Points and suspending or closing your account. This section also tells you more about the Program and your rights under this Agreement, including information about how we may contact you.

      • Fraud, Misuse, Abuse, or Suspicious Activity. If we see evidence of fraud, misuse, abuse, or suspicious activity, we'll investigate and, if we determine that fraud, misuse or abuse has occurred, we may take actions against you. These actions may include, without limitation:

        • Taking away the Points you earned because of fraud, misuse or abuse
        • Stopping you from earning Points
        • Suspending or closing your ThankYou Account
        • Taking legal action to recover Rewards redeemed because of such activity and to recover our monetary losses, including litigation costs and damages
      • Some examples of fraud, misuse, abuse and suspicious activity include:

        • Buying or selling Points other than as permitted under the Program
        • Repeatedly opening Card Accounts or Citibank Checking Accounts for the primary purpose of acquiring Points
        • Using your Card Accounts or Citibank Checking Account in an abusive manner for the primary purpose of acquiring Points
        • Using your Consumer Card Account other than primarily for personal, consumer or household purposes
        • Points redemptions that you didn't authorize
        Please contact the ThankYou Service Center at 1-800-THANKYOU (1-800-842-6596) immediately if you suspect your ThankYou Account is the target of fraud or suspicious activity.
      • No Cash Value. Points have no cash value.
      • No Property Rights. You have no property rights or other legal interests in Points. By operation of law, you can't transfer Points through such events as an inheritance, bankruptcy or a divorce. Points also can't be assigned or pledged.
      • Disputes Between Member and Other Persons. We're not responsible for disputes between joint owners of a Citibank Checking Account or a customer and a third party involving Points or any other aspect of the Program.
      • Indemnity. You agree to indemnify us and our third-party service providers, and all of our and their respective affiliates, directors, officers, employees, agents and contractors, and hold us and them harmless from and against any loss, damage, liability, cost or expense of any kind (including attorneys' fees) arising from our or an authorized user's use of the Program, any fraud, misuse or abuse of the Program, violation of this Agreement and/or violation of any applicable law or the rights of any third party.
      • Limitation on Liability. You release us, our third-party service providers, and our and their respective affiliates, directors, officers, employees, agents and contractors, for your participation in the Program, including in connection with earning Points, redeeming Points for Rewards and using Rewards, the expiration and forfeiture of Points and changes to or cancellation of the Program. The third-party service providers, including merchants and contractors, that participate in the Program aren't affiliated with us, and we and our affiliates, directors, officers, employees and agents aren't responsible for, and you release us from, any liability arising in connection with products and services provided by those third-party service providers, including Rewards and/or any such services provided in connection with Rewards, such as delivery or servicing.
      • Void Where Prohibited by Law. The Program and/or any feature of the Program are void where prohibited by federal, state or local law or regulation and are subject to change as necessary to comply with law or regulation.
      • Notices and Communications. We may send communications about the Program to you at any mailing or email address on our records or through our online services. You agree that we (and/or our service providers or anyone we authorize) may contact you at any phone number, email address or mailing address you provide or we obtain in other ways. This includes communications to mobile, cellular/wireless, or similar devices. We may contact you by live operator, auto-dialer, recorded or artificial voice, text or email. You agree to pay any charges from your plan provider for communications we send to you, as well as communications you send to us. We may use voice recognition technology to verify your identity when you call. We may capture and store your voiceprint for this purpose.
    3. Incorporation Of Citi Account Terms And Conditions

      This section tells you that certain terms in your Citi Account agreement also apply to this Agreement.

      • The agreement governing your Citi Account is incorporated into this Agreement for purposes of governing law, enforcement rights and dispute resolution, including any arbitration provision contained in it. Read your applicable Citi Account agreement for these important provisions. In the case of Card Accounts, read your Card Agreement. In the case of Citibank Checking Accounts, read your Citibank Client Manual-Consumer Accounts.